If you are only looking for Standard Treatment cover, Public Liability and cover for your stock and equipment, you can find out exactly how much your insurance will cost immediately through our online quote and buy system. After getting your quote and are happy with the price (which we're sure you will be!) you can buy your cover completely online and receive your policy documents in minutes.

However, if you are looking for more extensive cover, i.e. commercial property insurance, employers' liability, advanced treatments etc. you will need to speak to one of our team who will be able to give you a personalised quote based on your business activities, our team will often be able to give you a quote in the same call, and cover can be arranged immediately over the phone.

Employers' Liability insurance is a legal requirement in the UK for many businesses. If you are a limited company and have any employees or a non-limited company that employs anyone who is not an immediate family member, you will need to have adequate Employers' Liability.

Our expert team are on hand to ensure that you have the cover you need to meet the legal requirements. 

Find out more about Employers' Liability on our dedicated page here.

• Washing, styling, cutting, drying, dyeing of hair and hair extensions
• Tinting, bleaching, permanent waving, straightening of the hair or other special treatments of the hair or scalp and eyebrow plucking, shaping and tinting
• Manicuring (including nail extensions and nail art) or pedicuring
• Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels.
• Piercing by the gun and stud method excluding piercing of the tongue or genitalia
• Facials (including masks ionization and steaming, vacuum and AHA/glycolic acid peel treatments but not any other chemical peels)
• Hair removal, wax or sugaring or other external body treatment preparations, electrolysis,
• hair removal using electrolysis equipment (provided that such equipment is inspected at least annually by a qualified electrical engineer and is operated by a qualified person).
• alternative therapies (Reiki, spiritual healing, readings etc.)
• body massage (including the use of hot stones, scrubs and masks)
• eyelash treatments including tinting, shaping, threading, extensions
• Holistic Therapy, life coaching and counselling
• Hopi ear candling
• LED light therapy (excluding facials)
• henna brows

• Washing, styling, cutting, drying, dyeing of hair and hair extensions
• Tinting, bleaching, permanent waving, straightening of the hair or other special treatments of the hair or scalp and eyebrow plucking, shaping and tinting
• Manicuring (including nail extensions and nail art) or pedicuring
• Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels.
• Piercing by the gun and stud method excluding piercing of the tongue or genitalia
• Facials (including masks ionization and steaming, vacuum and AHA/glycolic acid peel treatments but not any other chemical peels)
• Hair removal, wax or sugaring or other external body treatment preparations, electrolysis,
• hair removal using electrolysis equipment (provided that such equipment is inspected at least annually by a qualified electrical engineer and is operated by a qualified person).
• alternative therapies (Reiki, spiritual healing, readings etc.)
• body massage (including the use of hot stones, scrubs and masks)
• eyelash treatments including tinting, shaping, threading, extensions
• Holistic Therapy, life coaching and counselling
• Hopi ear candling
• LED light therapy (excluding facials)
• henna brows

The following is acceptable subject to the therapist being NVQ Level 3 qualified or higher:

• basic microcurrent
• micro epidermal abrasion
• LED light therapy including facials

• Cover for case studies and students

• Semi-Permanent make-up, Microblading, Scalp Micropigmentation

• Radio Frequency (RF), Fibroblast, Plasma Skin Tightening treatments, Plasma Pen and Touch Skin

• Micro-needling, Derma-rollers, Dermapen

• Red veins, thread veins, milia, spider veins, skin tags, verrucae, non-benign warts – APPLICABLE FOR CYROTHERAPY, ADVANCED ELECTROLYSIS AND PLASMA

• Cryo-lipolysis

• Ultrasonic (lipo) cavitation

• Ultherapy, High Intensity Focused Ultrasound (HIFU)

• Photon Light Therapy and LED Facials

• Dermaplaning

• Microblading

• Permanent Make-Up

• ACTfast

• Meta Therapy (Dermatude) and Mesotherapy and Nappage Mesotherapy

• PRP Facials/Neck PRP/Scalp

• BB Glow

• Caboxytherapy

• Coolsculpt/Cryotherapy/Shockwaves/Cryotherapy

• LED Light Therapy

• HIFU

• HyaPen / Hyaluronic Pen

• Case studies for the above treatments (up to 12) £85

• Laser tattoo removal

• Super Hair Removal

• Saline removal

• Piercing

• Laser Hair Removal (Skin types 1 to 6)

• Tattoo

   

• Fat Dissolving Treatments & Injectables

   

• Anti-wrinkle injectable treatments

   

• Teaching & Teacher Training

   

• Sunbeds & Tanning Salons

Yes, if you run an aesthetic clinic, we can provide you with an insurance package similar to a beauty salon package. It would include all the standard business cover should you require this, also we would adjust the treatments on your policy to include those performed in your clinic. We have lots more information on our aesthetic cover here. For any advice or to build a unique policy get in touch with our advisors today.

As a self-employed business owner, you can add-on your own Personal Accident Cover as part of your salon insurance package.

Our personal accident cover is split into two key areas:

1. Capital Benefits providing lump-sum payments for life-changing events such as accidental death, paraplegia, quadriplegia or permanent disablement as well as permanent loss of limbs, sight, hearing or speech.
2. Weekly Benefits which will assist in replacing lost income for the period you are unable to work following an accident allowing you to keep the mortgage and rental payments up-to-date. We can also extend cover for sickness subject to underwriter acceptance.

Find out more on our Personal Accident Insurance page here.

At Insync, we include Products Liability in with our Public Liability policies as standard. As a salon, you may sell or hand out aftercare to your customers. If a customer or member of the public were to suffer an injury due to a product that you provided them, you could be legally liable for those injuries. Similarly, if a product you provide causes damage to property or even accidental death.

Products Liability will not cover you for allergic reactions and injuries caused by products you use as part of a treatment; this would typically come under your Treatment Liability cover. This is why we recommend a broad range of cover for all types of salons. 

In the case of Public Liability, Products Liability and Employers' Liability. Your liability cover will provide financial aid if an individual suffers a personal injury, property damage or accidental death while in your salon as a client, while you visit their property, while they work for you or as a result of a product you have provided. Such incidents can result in costly court cases and even more costly compensation costs.