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Your beauty salon insurance is in safe hands. The Insync team pride themselves on their detailed understanding of the beauty industry. From day one, you will be allocated with your own dedicated beauty salon insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements.
Insync beauty insurance policies are individually underwritten based on the specific treatments carried out by your business. We provide cover for standard hair and beauty treatments, which you can purchase online, including hair cutting and styling, manicures, spray tans and more. We can also cover a more advanced range of treatments, including Botox injections, Acid or Chemical Peels, and more.
As a salon owner, you have a duty of care to your clients and employees to ensure they are in a safe environment. However, accidents like slips, trips and falls are commonplace even for the most vigilant of business owners. That is why Public Liability, Employers' Liability and Products Liability Insurance is so important for salons.
We recommend you insure your equipment and stock under your salon insurance policy. Salon equipment such as dryers, tongs, brushes
Beauty equipment, contents (such as beds or tables), stock and aftercare products can also be covered, along with money, signage, and your salon glass front. We can also add business interruption, which covers fixed costs and loss of profits following a claim.
Our salon policies include insurance for your fixtures and fittings such as glass fronts, signage, mirrors, chairs, including any tenants’ improvements you made to a space you lease.
If you own the property where your business is based, you should look to protect your building against fire, flood, theft and other perils. If you lease or rent the property, you should ensure that cover is arranged in respect of any tenants' improvements to the salon.
Specialist cover for self-employed and freelance beauticians
Public Liability Insurance from £1m to £5m
Treatment Risk included as standard
Wide range of treatments (see policy for full details)
Beauty equipment, stock and specialist machinery
Money and legal expenses options
Hair & Beauty salon and Spa Insurance packages available
WHY INSYNC FOR BEAUTY SALON INSURANCE
We compare prices and cover from our panel of leading beauty salon insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from hair and beauty specialists
24 Hour Claims Helpline
Personal – Digital servicing AND your own dedicated insurance professional
If you are only looking for Standard Treatment cover, Public Liability and cover for your stock and equipment, you can find out exactly how much your insurance will cost immediately through our online quote and buy system. After getting your quote and are happy with the price (which we're sure you will be!) you can buy your cover completely online and receive your policy documents in minutes.
However, if you are looking for more extensive cover, i.e. commercial property insurance, employers' liability, advanced treatments etc. you will need to speak to one of our team who will be able to give you a personalised quote based on your business activities, our team will often be able to give you a quote in the same call, and cover can be arranged immediately over the phone.
Employers' Liability insurance is a legal requirement in the UK for many businesses. If you are a limited company and have any employees or a non-limited company that employs anyone who is not an immediate family member, you will need to have adequate Employers' Liability.
Our expert team are on hand to ensure that you have the cover you need to meet the legal requirements.
If you are only looking for standard cover, you can purchase Treatment Cover for the following treatments online today:
Cover for case studies and students
Semi-Permanent make-up, Microblading, Scalp Micropigmentation
Radio Frequency (RF), Fibroblast, Plasma Skin Tightening treatments, Plasma Pen and Touch Skin
Micro-needling, Derma-rollers, Dermapen
Red veins, thread veins, milia, spider veins, skin tags, verrucae, non-benign warts – APPLICABLE FOR CYROTHERAPY, ADVANCED ELECTROLYSIS AND PLASMA
Ultrasonic (lipo) cavitation
Ultherapy, High Intensity Focused Ultrasound (HIFU)
Photon Light Therapy and LED Facials
Meta Therapy (Dermatude) and Mesotherapy and Nappage Mesotherapy
PRP Facials/Neck PRP/Scalp
LED Light Therapy
HyaPen / Hyaluronic Pen
Case studies for the above treatments (up to 12) £85
Laser tattoo removal
Super Hair Removal
Laser Hair Removal (Skin types 1 to 6)
Fat Dissolving Treatments & Injectables
Anti-wrinkle injectable treatments
Teaching & Teacher Training
Sunbeds & Tanning Salons
Yes, if you run an aesthetic clinic, we can provide you with an insurance package similar to a beauty salon package. It would include all the standard business cover should you require this, also we would adjust the treatments on your policy to include those performed in your clinic. We have lots more information on our aesthetic cover here. For any advice or to build a unique policy get in touch with our advisors today.
As a self-employed business owner, you can add-on your own Personal Accident Cover as part of your salon insurance package.
Our personal accident cover is split into two key areas:
At Insync, we include Products Liability in with our Public Liability policies as standard. As a salon, you may sell or hand out aftercare to your customers. If a customer or member of the public were to suffer an injury due to a product that you provided them, you could be legally liable for those injuries. Similarly, if a product you provide causes damage to property or even accidental death.
Products Liability will not cover you for allergic reactions and injuries caused by products you use as part of a treatment; this would typically come under your Treatment Liability cover. This is why we recommend a broad range of cover for all types of salons.
In the case of Public Liability, Products Liability and Employers' Liability. Your liability cover will provide financial aid if an individual suffers a personal injury, property damage or accidental death while in your salon as a client, while you visit their property, while they work for you or as a result of a product you have provided. Such incidents can result in costly court cases and even more costly compensation costs.
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX
t. 01200 309516
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is 2nd Floor, 50 Fenchurch St, Tower, London EC3M 3JY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business