Care Home Insurance
Expert cover for Care Homes, Residential Homes, Retirement Villages, Hospices and professionals in homecare, domiciliary careers
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What is Care Home Business Insurance?
Care home insurance provides specialist cover for all types of care businesses. Policies are individually structured to the exact requirements of each home. Core protection provides cover for the home’s legal liabilities (public liability and employers’ liability) and loss or damage to business contents and equipment.
In addition, the policy can be extended to cover damage to buildings, signs and glass, money, medical malpractice and treatment cover.
What type facilities can be covered by care home insurance?
We can arrange cover for most types of care facilities including:
- Residential Homes
- Retirement Villages
- Elderly Care (including Nursing)
- Adult Care Centres
- Physical Disability Care
- Dementia Care
- Mental Health
- Supported Living
- Hospices
How much does care home insurance cost?
Each care home policy is calculated individually depending on your specific requirements. The location of the home (post-code), number of patients, residents and/or staff, construction of the property and the individual level of sums insured will all impact the insurers pricing.
Compare Care Home Insurance quotes
At Insync we specialise in cover for the medical and care industry. One of our dedicated insurance advisors will work with you to understand where specific risk exists and tailor a policy for you.
We can the compare cover and prices from our panel of insurers to help you find the right level of cover at the right price.
Care home abuse insurance cover
Several well-publicised examples have highlighted the risk of both abuse claims and accusations of abuse in the care sector. With this in mind, it is important that care homes ensure that their current public liability insurance does not contain an abuse exclusion.
Should an accusation of abuse arise, and exclusion be present in the policy wording, the insurer is likely to decline any claim leaving you to manage the claim and any financial compensation yourself.
Care Insurance claims example
You receive notification from the solicitor of one of your care staff who has been off with a back injury.
It is alleged that correct lifting training was not provided and this has led to the back problem, the claimant is seeking compensation for the injury which has also impacted their ability to play sport.
Why choose insync for Care Home insurance?
In today’s digital world, business has evolved, so why hasn’t your insurance broker?
We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for care homes throughout the UK.
Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!