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Being responsible for the affairs of a church or religious group and/or property carries considerable responsibility. As a specialist in this sector, we understand how precious your religious group and place of worship is to your community. As such, it’s important to ensure you have the correct insurance cover in place despite an often modest budget.
Let Insync help you cut through the red tape and find the right level of cover for your place of worship or religious group at the right price.
For tailored church and faith Insurance cover at competitive prices, a fresh & innovative approach, served with pride & expertise.
Unlike some other church insurance providers, we recognise and embrace religious diversity and our faith insurance product has been specifically designed to accommodate all types of religious groups.
As well as all types of Christian denominations and orders, we regularly arrange cover for property and public liability risks for organisations from Islam, Hinduism, Sikhism, Judaism, Buddhism, the Bahá'í Faith, Neopaganism and the Restafari movement.
Medical indemnity cover is written on a “claims made” basis, what this effectively means is that you need cover in place when a claim is reported as well as when the medical procedure was carried out.
Whilst you maintain insurance throughout your career this is not an issue, but should you cease to practice or retire you will need to arrange run off cover or an extended reporting period.
Whilst some insurers will only provide a three year reporting period aligned to the statute of limitations, we will work with you to build a more comprehensive solution depending on your role.
Doctors have been known to receive claims up to 10 years or more post retirement and such incidents may not be statute barred as the three-year period will begin from the point of diagnosis.
Specialist insurance cover for all types of Religious buildings / properties and Religious Groups or projects
Church, Mosque, Temple, synagogue, gurdwara or any other religious centre
Extensions for nurseries, playgroups and after school clubs, church groups / clubs
Public and Products Liability (including full cover for fundraising events)
Employers Liability to protect your legal responsibilities for employees and volunteers
Property Protection for religious buildings, offices, community facilities or clubs
Trustee and Management risks (including Entity defence)
Indemnity levels up to £5m+
Fidelity Cover (theft by employees or group officials)
Legal Expenses, Travel & Personal Accident options
We compare prices and cover from our panel of leading church and faith insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from church and religious faith Insurance specialists
Personal – Digital servicing AND your own dedicated insurance professional
A banner which had been erected in the religious groups hall collapsed landing on a cleaner working at the property. The cleaner suffered damage to her right eye requiring extensive treatment and was unable to work for four weeks. Claims estimate including costs c£8k.
Unless your organisation has employees, in which case you would legally be required to purchase employers liability insurance, there is no necessity to purchase faith or church insurance. However, as your group involves people and meets in a public place, then it would make absolute sense to purchase public liability insurance.
Public liability provides protection against claims from members of the public for injury or damage to property as a result of the actions of group.
The extent of your religious groups activities will determine the levels of other cover which may be appropriate.
Common covers include event insurance for one off or fundraising activities, group travel cover for excursions and professional indemnity for any counselling or advice.
We also recommend trustees and officers indemnity which provides the groups leadership from claims for unintentional poor decisions (for example fund allocation).
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business