Dance School Liability Insurance
We provide tailored Dance School Public Liability insurance for dance teachers and dance studios including cover for dance floors, visual and sound equipment and dance mats
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What is dance School Insurance?
Operating a dance studio or school represents some unique risks; Dance School Insurance provides a simple package containing all the different cover options required to protect the business, from Dance School Public Liability insurance and employers liability to equipment and sound systems.
Whilst many standard business insurers choose to steer clear of dance classes or studio risks, our specialist dance instructor and studio policies provide tailored cover from a panel of hand selected insurer partners who appreciate the professionalism of the dance industry.
Your dedicated insurance advisor will talk you through the specific cover options, helping you to identify a policy that is right for your business and easy on your pocket!
What type of insurance do I need for a Dance School Dance Studio
Whether you operate from a single studio location or across different locations, the starting point for any dance school policy should be public liability insurance, which provides indemnity against injury to third parties or damage to their property.
If you employ dance instructors or other staff you will also need to purchase employers liability insurance to meet your legal responsibilities.
Other key risks for dance studios can include cover for the dance floor itself, audio visual and sound equipment and other contents such as dance mats, as well as money cover and loss of profits following a claim (business interruption).
How much Public Liability cover do I need for my Dance School?
It is always best to purchase as much cover as you can afford. Whilst limits of indemnity start from £1m, we would normally recommend £2m as a starting point for a dance school. You should consider the number of attendees and their specific demographics when reviewing your individual limit.
Where you rent or hire premises it is likely that the landlord or property owner will seek a specific public liability limit as part of the lease or hire agreement.
How much does Dance Studio Insurance cost?
Public Liability cover for freelance dance instructors can typically be arranged for less than £100 per annum (including insurance premium tax).
Full studio packages including equipment and contents start from as little as £250 (plus insurance premium tax).
As each policy is tailored to your specific requirements it will depend on the studio location, cost of equipment and the number of class attendees.
Why choose insync for Dance School insurance?
In today’s digital world, business has evolved, so why hasn’t your insurance broker?
We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for dance schools and teachers throughout the UK.
Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!