Personal trainer insurance is specialist cover for all types of health and fitness professionals. Our expert brokers can tailor your policy to your specialty and will cover you for liability claims, damage, loss on sports equipment you own or will cover you should you need to stop working, for example, if you had an injury.  

Gym Insurance is essential in protecting your business against building or contents and equipment damage, employers' liability and, of course, any accidents which may happen while your clients are working out. 

Your fitness profession provides a unique blend of risks from public liability covering your legal liability for injury or damage to property from customers or other members of the public, employers liability for staff or fitness trainers, as well as other covers options such as fitness equipment and other contents.

The only compulsory area of cover required when operating a fitness centre is liability cover in respect of injury to any employees. If you have any full or part time staff you are legally required to purchase a minimum of £5m Employers Liability Insurance or you could face a fine of up to £2,500 per day. 

Whilst you are not obliged to purchase other cover, failure to protect against risks such as public liability and fire or flood damage to contents and equipment can leave you and your business severely exposed.

Health and fitness centres come in all shapes and sizes from exercise classes to more traditional free weight facilities, which is why our gym insurance policies can be tailored to your specific individual requirements. 

Your dedicated insurance advisor will help you assess your individual risks and build a policy which meets your needs and your budget.