Woman receiving beauty treament

Beauty Salon Insurance

Beauty salons insurance including public liability from £1m to £5m, product & treatment risk from UK’s leading insurers

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Beauty Salon Insurance Cover

Your beauty salon business insurance is in safe hands. At Insync we pride ourselves on our detailed understanding of the beauty industry. From day one, you will be allocated with your own dedicated beauty salon insurance advisor who will take the time to understand your business and tailor cover to meet your exact requirements. 

Woman receiving beauty treament

Treatment Risk Insurance for your Salon

Insync beauty insurance policies are individually underwritten based on the specific treatments carried out by your business.

We provide cover for standard hair and beauty treatments, which you can purchase online, including hair cutting and styling, manicures, spray tans and more.

We can also cover a more advanced range of treatments, including Botox injections, Acid or Chemical Peels, and more.

Liability Insurance for your Beauty Salon

As a salon owner, you have a duty of care to your clients and employees to ensure they are in a safe environment.

However, accidents like slips, trips and falls are commonplace even for the most vigilant of business owners. That is why Public LiabilityEmployers’ Liability and Products Liability Insurance is so important for salons.

Insure your Salon equipment and stock

We recommend you insure your equipment and stock under your salon insurance policy. Salon equipment such as dryers, tongs, brushes

Beauty equipment, contents (such as beds or tables), stock and aftercare products can also be covered, along with money, signage, and your salon glass front.

We can also add business interruption, which covers fixed costs and loss of profits following a claim.

Salon Commercial Property Insurance

If you own the property where your business is based, you should look to protect your building against fire, flood, theft and other perils.

If you lease or rent the property, you should ensure that cover is arranged in respect of any tenants’ improvements to the salon.

Fixtures and fittings for your Salon

Our salon policies include insurance for your fixtures and fittings such as glass fronts, signage, mirrors, and chairs, including any tenants’ improvements you made to a space you lease.

Why choose insync for Beauty Salon insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Beauty Professionals throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

Beauty Salon Insurance

  • Specialist cover for self-employed and freelance beauticians
  • Public Liability Insurance from £1m to £5m
  • Treatment Risk included as standard
  • Wide range of treatments (see policy for full details)
  • Beauty equipment, stock and specialist machinery
  • Money and legal expenses options
  • Hair & Beauty salon and Spa Insurance packages available

Why choose Insync for Beauty Salon Insurance

  • We compare prices and cover from our panel of leading beauty salon insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from hair and beauty insurance specialists
  • Personal – One-to-one access to your own dedicated cyber insurance Account Manager

Beauty Salon Insurance

  • Specialist cover for self-employed and freelance beauticians
  • Public Liability Insurance from £1m to £5m
  • Treatment Risk included as standard
  • Wide range of treatments (see policy for full details)
  • Beauty equipment, stock and specialist machinery
  • Money and legal expenses options
  • Hair & Beauty salon and Spa Insurance packages available

Why choose Insync for Beauty Salon Insurance

  • We compare prices and cover from our panel of leading beauty salon insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from hair and beauty insurance specialists
  • Personal – One-to-one access to your own dedicated cyber insurance Account Manager

Brilliant Agent

The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.

Frequently
Asked Beauty Salon Insurance
Questions

We have prepared a list of the questions we are regularly asked by Customers before and after buying a policy.

If you need further help we are always available.

If you are only looking for Standard Treatment cover, Public Liability and cover for your stock and equipment, you can find out exactly how much your insurance will cost immediately through our online quote and buy system. After getting your quote and are happy with the price (which we’re sure you will be!) you can buy your cover completely online and receive your policy documents in minutes.

However, if you are looking for more extensive cover, i.e. commercial property insurance, employers’ liability, advanced treatments etc. you will need to speak to one of our team who will be able to give you a personalised quote based on your business activities, our team will often be able to give you a quote in the same call, and cover can be arranged immediately over the phone.

Employers’ Liability insurance is a legal requirement in the UK for many businesses. If you are a limited company and have any employees or a non-limited company that employs anyone who is not an immediate family member, you will need to have adequate Employers’ Liability.

Our expert team are on hand to ensure that you have the cover you need to meet the legal requirements. 

Find out more about Employers’ Liability on our dedicated page here.

If you are only looking for standard cover, you can purchase Treatment Cover for the following treatments online today:

  • Washing, styling, cutting, drying, dyeing of hair and hair extensions
  • Tinting, bleaching, permanent waving, straightening of the hair or other special treatments of the hair or scalp and eyebrow plucking, shaping and tinting
  • Manicuring (including nail extensions and nail art) or pedicuring
  • Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels.
  • Piercing by the gun and stud method excluding piercing of the tongue or genitalia
  • Facials (including masks ionization and steaming, vacuum and AHA/glycolic acid peel treatments but not any other chemical peels)
  • Hair removal, wax or sugaring or other external body treatment preparations, electrolysis,
  • Hair removal using electrolysis equipment (provided that such equipment is inspected at least annually by a qualified electrical engineer and is operated by a qualified person).
  • Alternative therapies (Reiki, spiritual healing, readings etc.)
  • Body massage (including the use of hot stones, scrubs and masks)
  • Eyelash treatments including tinting, shaping, threading, extensions
  • Holistic Therapy, life coaching and counselling
  • Hopi ear candling
  • LED light therapy (excluding facials)
  • Henna brows

For a full list of Treatments we can cover, please click here

Yes, if you run an aesthetic clinic, we can provide you with an insurance package similar to a beauty salon package. It would include all the standard business cover should you require this, also we would adjust the treatments on your policy to include those performed in your clinic.

We have lots more information on our aesthetic cover here. For any advice or to build a unique policy get in touch with our advisors today.

As a self-employed business owner, you can add-on your own Personal Accident Cover as part of your salon insurance package.

Our personal accident cover is split into two key areas:

  1. Capital Benefits providing lump-sum payments for life-changing events such as accidental death, paraplegia, quadriplegia or permanent disablement as well as permanent loss of limbs, sight, hearing or speech.
  2. Weekly Benefits which will assist in replacing lost income for the period you are unable to work following an accident allowing you to keep the mortgage and rental payments up-to-date. We can also extend cover for sickness subject to underwriter acceptance.

Find out more on our Personal Accident Insurance page here.

At Insync, we include Products Liability in with our Public Liability policies as standard. As a salon, you may sell or hand out aftercare to your customers. If a customer or member of the public were to suffer an injury due to a product that you provided them, you could be legally liable for those injuries. Similarly, if a product you provide causes damage to property or even accidental death.

Products Liability will not cover you for allergic reactions and injuries caused by products you use as part of a treatment; this would typically come under your Treatment Liability cover. This is why we recommend a broad range of cover for all types of salons. 

In the case of Public Liability, Products Liability and Employers’ Liability. Your liability cover will provide financial aid if an individual suffers a personal injury, property damage or accidental death while in your salon as a client, while you visit their property, while they work for you or as a result of a product you have provided. Such incidents can result in costly court cases and even more costly compensation costs.