Woman having beauty treatments

Mobile and Self-Employed Beauty Insurance

Award-winning mobile beauty insurance with beauty public liability insurance and treatment risk covering over 200 treatments including make-up artist insurance, SPMU and microblading insurance and many more

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Specialist Mobile Beauty Insurance

We offer award-winning beauty industry specific insurance. This tailored cover comes with business essentials such as beauty public liability insurance and treatment risk. Our policies allow you to build up cover bespoke to your beauty business, whether you’re a cosmetic beauty therapist, make-up artist, nail technician or eyelash specialist, we can tailor your mobile beauty insurance to the treatments you perform and your specific business processes.

What’s more, we compare cover from our selected panel of beauty insurers, no matter your type of business, whether it’s home-based, mobile beauty, a chair in a salon or a mixture of all, we can get cover with leading experts who understand your industry. Choosing beauty insurance through us means that your cover has been specifically designed for the risks and liabilities of the beauty industry. For example, as a mobile beautician, you might accidentally drop hot wax on a client’s floor, or perhaps you scratch their car carrying in a massage table. Rest assured, whatever your claim may be our panel of insurers are well versed in all things to the beauty industry, so should you ever need to claim, the process is straightforward, quick and easy and you’ll be speaking to people who understand your work.

  • Self-employed Beauty Therapists working in a salon
  • Freelancer beauticians working from home
  • Mobile beauty therapists working from a variety of different locations

All policies include full public liability and treatment risk insurance.

Woman having beauty treatments

Treatment Cover

All our beauty policies come with treatment risk as standard; you are able to customise these treatments to include only the ones you perform.

We have two main types of treatment risk:
1. Low risk such as nails, make-up application or waxing etc.
2. High risk such as chemical peels, electrolysis or microdermabrasion etc. 

Our lower-risk policy is available online. You can receive an instant quote and buy this cover online, for a full list of treatments covered in our online mobile beauty policy see below.

Advanced Treatment Risk Cover

Alternatively, if you require beautician insurance for treatments such as chemical peels, semi-permanent make-up or laser treatments you’ll require a higher level of treatment risk cover.

Due to the nature of these treatments, one of our expert brokers can help you choose the right policy for you. For a quote for beautician cover including advanced treatment risk, get in touch today. For a full list of advanced treatments click here.

Beauty Public Liability Insurance

Beauty public liability insurance is as important as treatments risk cover. The purpose of it is to protect you if a client or member of the public should suffer an injury caused by you, but not directly related to any beauty treatments or because of your work.

Instead, beauty public liability insurance will cover you for example if you leave a make-up box on the floor and someone trips over it and is injured.

Accidental damage to a client’s property is also covered, for example, if you scratch a car while getting your beauty trolly up their drive away. This type of insurance is essential and can be added to any of our beauty policies.

Make-Up Artist Insurance for mobile and freelance therapists

Make-up artist insurance is a specialist cover protecting you and your livelihood. We understand that as a make-up artist you have different risks to regular beauty treatments.

As makeup artists, you have the extra emphasis on hygiene especially with the use of more non-single use products such as mascaras, foundations, or brushes. Without this attention on cleanliness it could be a reason a client breaks out in spots, suffers a reaction or it could even result in the passing of an infectious disease, resulting in a compensation claim.

However, as our panel of insurers are beauty industry specialists, they have created unique make-up artist insurance to include, treatment risk, public liability, product liability and finical loss as standard. Our Make-up artist insurance can be quoted and bought online. We have a quick and simple form to get you covered instantly.

Mobile Aesthetics Cover

We also provide aesthetic treatments cover. We can arrange this alongside other beauty treatments you perform, or we can provide cover for freelance or mobile aesthetic practitioners.

If you require more information on our aesthetic cover or want a full list of treatments, please see our aesthetics insurance page or call today to speak to an expert advisor.

Why choose insync for Mobile Beauty insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Beauty Professionals throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

Mobile & Self-Employed Beauty Insurance

  • Specialist cover for self-employed and freelance beauticians
  • Public Liability Insurance from £1m to £5m
  • Treatment Risk included as standard
  • Wide range of treatments (see policy for full details)
  • Beauty equipment, stock and specialist machinery
  • Money and legal expenses options
  • Option to protect your income with personal accident insurance

Insync for Mobile Beauty Insurance

  • We compare prices and cover from our panel of leading beauty insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from hair and beauty insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Mobile & Self-Employed Beauty Insurance

  • Specialist cover for self-employed and freelance beauticians
  • Public Liability Insurance from £1m to £5m
  • Treatment Risk included as standard
  • Wide range of treatments (see policy for full details)
  • Beauty equipment, stock and specialist machinery
  • Money and legal expenses options
  • Option to protect your income with personal accident insurance

Insync for Mobile Beauty Insurance

  • We compare prices and cover from our panel of leading beauty insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from hair and beauty insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Brilliant Agent

The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.

Frequently
Asked Mobile Beauty Insurance
Questions

We have prepared a list of the questions we are regularly asked by Customers before and after buying a policy.

If you need further help we are always available.

Freelance beauty insurance provides a simple yet effective solution for self-employed beauticians. Based on core public liability insurance, it also includes cover against claims for treatment risk as standard.

Public liability insurance for beauty professionals provides indemnity for compensation claims and expenses from members of the public as a result of the actions of you or your business. For example, a client falls from your beauty table and breaks their arm.

In addition to liability protection you can also include insurance cover for your beauty equipment as well as any stock or materials.

Beauty treatment risk cover provides protection against compensation claims for injury or illness as a result of a treatment you have applied.

As a trained beautician you have a duty of care to provide safe treatment to your clients. However, accidents can happen, which is why treatment risk is essential for beauty professionals.

Our mobile beauty insurance can be tailed to suit your individual needs and business operations. We understand that no two business are the same and that goes for your insurance policies too. This unique policy allows you to pay for just the cover you need.

We can add specialist cover for your business equipment, any stock or product you hold and products liability. If you are a mobile therapist and you drive your own vehicle to travel to your clients, you will need to hold valid car insurance by law too.

What qualifications you need for beauty insurance will depend on which treatments you perform, and we have different levels of cover to reflect this.

For standard treatments you simply need to be suitably qualified and/or experienced in the treatment you will carry out to meet the beauty insurance acceptance criteria.

For more complex treatments, such as Plasma Pen or Hyapen, completion of a UK accredited training course is usually required.

If you have a question about whether we accept your qualification, please speak to us as we may still be able to provide cover on a bespoke policy

Our insurers can also accept some online training courses and are generally happy to accept online UK accredited courses for the following treatments:

  • Manicuring (including nail extensions and nail art) or pedicuring.
  • Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels
  • Alternative therapies (& Reiki, spiritual healing, readings etc)
  • Eyelash treatments including tinting, shaping, threading, extensions
  • Life Coaching and Counselling
  • Hopi Ear Candling

Other online courses may also be acceptable depending on your other qualifications and experience. One of our expert beauty therapist insurance team will be happy to help you craft the right policy for your needs.

Yes, our beautician insurance can cover teaching, providing you have a teacher’s qualification in the treatment you are teaching. Teaching cover can be added to any of our policies. Speak to us and we can get it added for you.

We also have beauty training school policies for both teaching, training students and students once they’re qualified. If you’re a training school looking for us to be your insurance partner get in touch today.

As we operate with a panel of insurers we are able to tailor cover to the specific treatments you offer and each insurer will provide a list of acceptable treatments with their quotation. In addition to standard beauty treatments, we also have a specialist scheme which can cater for more complex treatments such as:

  • Semi-permanent Make-up
  • Low Power Laser Therapy for Dermatological and Chiropody treatments only
  • Red Veins, Skin Tags, Warts, Milia and Spider Naevi Treatments by various methods
  • Sclerotherapy by Hypodermic Injection. Mesotherapy by use of Injection
  • Hair Removal Treatments
  • Laser Treatments (inc. IPL)
  • Micropigmentation including Medical Micropigmentation
  • Micro Epidermal Skin Technology, Microdermabrasion, Skin Rejuvenation, Photo Rejuvenation and Acne Clearance and Inch Loss by Laser Lipo by various methods
  • TCA Peels
  • Cryotherapy Induced Lipolysis (Cryolipolysis) and Ultrasonic Lipo Cavitation
  • MicroNeedling