Woman's hand having nail treatments

Nail Technician Insurance

Treatment risk and public liability insurance for nail technicians, cover from just £35.00 per year.

GET AN ONLINE QUOTE
TALK TO THE TEAM
Woman's hand having nail treatments

Nail Technician Insurance

Treatment risk and public liability insurance for nail technicians, cover from just £35.00 per year.

GET AN ONLINE QUOTE
TALK TO THE TEAM

Repeatedly awarded the Platinum Trusted Service Award by Feefo for consistently delivering excellent customer service.

Get a quote and buy your policy online in minutes. No forms, no fuss and policy documents direct to your inbox.

Review prices from a panel of insurers in minutes, saving you time as well as money. Receive instant advice from our team of Business Insurance Experts.

Specialist Nail technician Insurance

Treatment risk and public liability insurance for nail technicians from just £35.00 per year

Flexible and affordable insurance for self-employed or mobile nail technicians, quote and buy cover online in under 3 minutes fully underwritten by RSA Insurance Group who have been serving UK customers for over 300 years.

Our nail insurance policy will cover you whenever and wherever you work, from mobile nail technicians working on a mobile basis, to your home, a nail bar, spa, hotel, salon or any other location.

Insurance cover for all types of nail treatments from manicuring, nail gels & extensions, all types of nail art and pedicuring.

Unlike other insurers, we can also offer massage cover as standard allowing hand, arm, foot and leg massages for qualified technicians at no extra cost.

Woman's hand having nail treatments

What does Insync’s Nail Technician Insurance cover?

Our specialist insurance for self-employed nail technicians has been carefully crafted to protect all your key business insurance risks.  The most common risks for a nail professional or manicurist are public liability and treatment risk.  Our Nail Technician policy can cover all your key insurance risks in one simple and affordable policy.  As well as public liability and treatment risk, your policy can be extended to include portable business equipment, legal expenses and money cover.

Talk To The Team

If you would like to speak to a member of our Team to get a quote, please complete this form and we will be in touch.

Why choose Insync for Nail Technician Insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Beauty Professionals throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

start your quote today

Nail Salon Insurance

  • Public Liability Insurance from £2m to £5m Indemnity
  • Products Liability Insurance included as standard
  • Treatment Risk Liability Insurance up to £1m as standard
  • Cover for Nail Technicians, Manicurists and Pedicurists including massage cover as standard
  • Self-employed, Partnerships or Limited Companies
  • Freelance and/or Mobile Nail Technician work included
  • Work from any UK location (including full mobile cover)
  • Optional Teaching Insurance Extension
  • Optional Business Equipment & Contents Insurance Cover
  • Optional Legal Expenses Insurance

Insync for Nail Salon Insurance

  • Online Nail Tech Insurance Quotes in less than 2 minutes
  • Instant cover 24/7 365 days a year
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from Beauty and Nail Insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional
  • All policies are underwritten by RSA Insurance Group

Beauty Salon Insurance

  • Public Liability Insurance from £2m to £5m Indemnity
  • Products Liability Insurance included as standard
  • Treatment Risk Liability Insurance up to £1m as standard
  • Cover for Nail Technicians, Manicurists and Pedicurists including massage cover as standard
  • Self-employed, Partnerships or Limited Companies
  • Freelance and/or Mobile Nail Technician work included
  • Work from any UK location (including full mobile cover)
  • Optional Teaching Insurance Extension
  • Optional Business Equipment & Contents Insurance Cover
  • Optional Legal Expenses Insurance

Why choose Insync for Beauty Salon Insurance

  • Online Nail Tech Insurance Quotes in less than 2 minutes
  • Instant cover 24/7 365 days a year
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from Beauty and Nail Insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional
  • All policies are underwritten by RSA Insurance Group

Frequently Asked Nail Technician Insurance Questions

We have prepared a list of the questions we are regularly asked by Customers before and after buying a policy.

If you need further help we are always available.

talk to us

Public liability insurance protects your legal liability against injury or damage to third party property in connection with your business.
For example, if you inadvertently spill nail varnish on a customer’s carpet or Egyptian rug and it needs to be replaced. Other typical public liability claims for manicurists, nail techs and pedicurists include someone tripping over your bag or a power cord and injuring themselves. 

Treatment risk cover for a nail technician is an extension to the public liability insurance section which provides legal liability protection following injury or illness as a result of the nail treatments you are providing to a client.
For example, you receive a letter from a client’s solicitor stating that the client has suffered long term damage to their skin and nails following Shellac alleging that you did not complete the treatment correctly.
Even if you believe the allegation is false, defending a claim without adequate insurance can be expensive, not to mention the associated stress and worry. 

We developed our nail insurance policy to be comprehensive in terms of cover but also easy on your pocket and simple to quote and buy online in under 3 minutes. 
Core cover for £2,000,000 Public Liability, including £1,000,000 Treatment Risk Insurance is just £35.00 per year*.

Our advice is always to buy the highest level of cover you can afford; however it depends on your business and your client base.  If you work with high net worth individuals, you may choose to consider a higher limit than the standard £2,000,000.

All Insync insurance policies for nail techs include cover for working in both premises and on a mobile basis as standard.  Similarly, if you include business equipment, the cover is arranged on an “All Risks” basis which means your equipment is covered at your home, business premises and/or when working from clients home or other location such as a wedding venue or even an event.

Public liability is not a legal requirement, you could choose to cover the risk yourself and pay any potential claims for injury or damage to a client’s property or possessions from your savings.  However, with insurance cover for nail technicians starting from just £0.67p a week, it doesn’t make economic sense not to arrange protection. 
If you ever expand your business and choose to employ any staff, you will be required to arrange Employers Liability Insurance by law in case of an accident, injury or illness to an employee as a consequence of their employment with your business.

Whilst many nail professionals will undertake NVQ training, or obtain a level 2 or 3 certificates in nail technology, our nail insurance is available to anyone suitably qualified and/or accredited allowing the majority of nail professionals to access cover.

All quotations for nail professions can be purchased up to 30 days before your renewal date via our online system.  Simply select the preferred start date and your policy documents will be issued from this date.

Business equipment and money cover can be added to your quotation/policy simply and easily with varying levels of cover from £1,500 to £5,000, with premiums starting from just £20.00 per year.

For experienced nail technicians with a training qualification, teaching others can become a lucrative business.  Our nail tech scheme can extend to cover teaching from just £0.67p per week for up to 20 students per class.

Products Liability protects your legal liability from injury or illness to a third party following a product you have provided.  If you sell or provide products to clients it is advisable to obtain products liability insurance. 
Popular products sold by nail bars and salons include nail files, fungus treatment products, heel treatments, cuticle oils and sparklers.  All of these products can add valuable additional revenue and your products liability is there to protect you from any injury, or alleged ailment brought against you.
Fortunately, all Insync nail tech insurance policies provide Products Liability as standard.

According to the Times newspaper, there is now over 30,000 nail salons in the UK, luckily, Insync can offer cover for both self-employed nail technicians and nail salons or nail bars. 
If you run a nail salon you will need cover for your business contents and any improvements and decoration you have made to the premises.  Not to mention the cover for signage, shop front and as well as business interruption following a property damage claims such as a flood or fire to cover fixed expenses such as rent, business rates etc. 

Should you be unfortunate enough to have to make a claim under the public liability section of your policy you would be liable for the first £250 for any property damage claim. This is known as your policy excess.
No excess is payable for any third party injury claims made against you. If you claim under the business equipment and/or money section of your policy you would be liable for the first £100 of your claim.