SPECIALIST BUSINESS INSURANCE

Public liability insurance provides cover for compensation claims costs and expenses, for injury, or loss or damage to property, made by members of the public.

Such claims will relate to incidents that occur in connection with your business activities; i.e. as a result of the actions of you or your employees.

Tradesman insurance provides specialist cover for sole traders and businesses in the building and construction industry.

Policies are available for over 100 different trades providing public liability protection for legal costs and any associated compensation payments should you, or one of your employees, cause damage to property, or injury to a third party in connection with your business.

Professional Indemnity Insurance (or errors and omissions cover as it is sometimes known), will protect you and your business against the cost of rectifying a mistake including any associated legal, or specialist defence counsel and associated costs where a claim is unfounded.

If you provide professional services, designs or advice you should consider Professional Indemnity Insurance.

Products liability insurance provides cover for compensation claims costs and expenses, for injury, or loss or damage to other people’s property, arising out of, or in connection with, any product or completed work for which you are responsible.

Insurance for a wholesale and/or distribution business is absolutely critical. PA fire, flood or break-in at your premises could have a devastating impact.

Our tailored wholesalers insurance packages will protect machinery, contents and stock as well as your legal liability risks in the form of public and employers liability insurance.

Without your factory or manufacturing plant you simply don’t have a business – which is why insurance for a manufacturer is crucial to protect against devastating losses such as a fire, flood or theft.

Our tailored business insurance for manufacturers will protect buildings (or tenants improvements for leased premises), plant and machinery, business contents, computer and electronic equipment as well as stock and materials. If you own a fork lift truck - we can cover that too!

Whilst most insurers will only offer cover for fleets of 5 vehicles or more, we have access to a number of providers who are now willing to consider fleets from 3 vehicles.

This can be particularly useful for start-up or growing firms where figures are likely to increase relatively quickly and you wish to benefit for the simple administration of fleet insurance.