Business Insurance for Manufacturers

Tailored cover for factories and manufacturing businesses - compare quotes from our panel of leading insurers

Compare Business Insurance Quotes for Manufacturers

Without your factory or manufacturing plant you simply don’t have a business – which is why insurance for a manufacturer is crucial to protect against devastating losses such as a fire, flood or theft.

Our tailored business insurance for manufacturers will protect buildings (or tenants improvements for leased premises), plant and machinery, business contents, computer and electronic equipment as well as stock and materials. If you own a fork lift truck - we can cover that too!

In addition, policies will cover your legal liability risks in the form of public and products liability as well as employers liability insurance for your staff.

Your dedicated business insurance advisor will help you understand the various cover options before comparing quotes from our panel of leading insurers, helping you find the right cover at the right price.

What Are The Main Insurance Risks for a Manufacturing Business?

Aside from the obvious protection of buildings, stock, machinery and contents, chances are, your factory has employees, in which case you are required by law to purchase employers liability insurance. Employers liability provides cover for legal costs and compensation payments following claims by an employee for injury or illness sustained as a result of their employment with your firm.

Employers liability claims have grown over recent years, in part, driven by today’s compensation culture. Multiple claims for hearing loss due to excessive long-term noise levels and white finger claims from machine vibration are now commonplace. All of which puts an increased focus on risk management and robust health and safety programmes.

Products liability insurance is also a key component for manufacturing firms. Products liability provides protection against claims from members of the public who have suffered injury or illness as a result of a product you have supplied or produced. Whilst the part you are manufacturing may only form part of the complete product, you could still be pulled into expensive litigation that can take months or even year to unravel.

Need Manufacturers Insurance?

SPEAK TO ONE OF OUR MANUFACTURERS INSURANCE GURUS...

OR CALL US ON 0330 1240730

Manufacturers Insurance Cover

  • Specialist cover for all types of manufacturing operations
  • Single or multiple site locations (including non UK premises)
  • Self employed, Partnerships and Limited Companies
  • Non-standard construction and high risk trades including use of woodworking machinery
  • Products Liability (including components from China and Far East)
  • Import and Export specialists (Including cover for Export to USA)
  • Buildings, trade contents, tools, machinery, computer equipment, stock and fixtures & fittings
  • Welding and Woodworking machinery cover
  • Plant and fork lift truck cover
  • Stock or goods in transit, money cover
  • Business Interruption (including specialist suppliers extensions)
  • Legal liabilities (Public Liability and Employers Liability)
  • Personal Accident option
  • Legal Expenses Extension

Why Insync for Public Liability

  • We compare prices and cover from leading business combined insurers
  • Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from liability insurance specialists
  • 24 Hour Claims Helpline
  • Personal – Digital servicing AND your own dedicated insurance professional
Manufacturers Insurance Claims Example
To speed up production at a furniture manufacturer’s one of the line supervisors removed the guard on a bench saw as it kept jamming. Unfortunately the operator’s hand slipped during operation into the moving blade removing three fingers.

As well as being subject to an HSE investigation, the firm received a compensation request in excess of £10k.
Do You Rely On Key Suppliers to Produce Your Product? No Problem – Our Suppliers Extension Can Help!
A manufacturer is often completely reliant on one or two key suppliers, without which production would grind to a halt. This is particularly prevalent in specialist areas where alternative suppliers are simply unavailable.

Imagine a fire or theft at their premises? No supply equals = No Production = No Business! To combat this, we can extend your policy to cover loss of income (business interruption) should one of your key suppliers suffer a claim or loss that interrupts their ability to supply you with components.
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 0330 1240730
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© Insync Insurance Solutions Ltd 2018 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk