Without your factory or manufacturing plant you simply don’t have a business – which is why insurance for a manufacturer is crucial to protect against devastating losses such as a fire, flood or theft.
Our tailored business insurance for manufacturers will protect buildings (or tenants improvements for leased premises), plant and machinery, business contents, computer and electronic equipment as well as stock and materials. If you own a fork lift truck - we can cover that too!
In addition, policies will cover your legal liability risks in the form of public and products liability as well as employers liability insurance for your staff.
Your dedicated business insurance advisor will help you understand the various cover options before comparing quotes from our panel of leading insurers, helping you find the right cover at the right price.
Aside from the obvious protection of buildings, stock, machinery and contents, chances are, your factory has employees, in which case you are required by law to purchase employers liability insurance.
Employers liability provides cover for legal costs and compensation payments following claims by an employee for injury or illness sustained as a result of their employment with your firm.
Employers liability claims have grown over recent years, in part, driven by today’s compensation culture. Multiple claims for hearing loss due to excessive long-term noise levels and white finger claims from machine vibration are now commonplace. All of which puts an increased focus on risk management and robust health and safety programmes.
Products liability insurance is also a key component for manufacturing firms. Products liability provides protection against claims from members of the public who have suffered injury or illness as a result of a product you have supplied or produced. Whilst the part you are manufacturing may only form part of the complete product, you could still be pulled into expensive litigation that can take months or even year to unravel.
Specialist cover for all types of manufacturing operations
Single or multiple site locations (including non UK premises)
Self employed, Partnerships and Limited Companies
Non-standard construction and high risk trades including use of woodworking machinery
Products Liability (including components from China and Far East)
Import and Export specialists (Including cover for Export to USA)
Buildings, trade contents, tools, machinery, computer equipment, stock and fixtures & fittings
Welding and Woodworking machinery cover
Plant and fork lift truck cover
Stock or goods in transit, money cover
Business Interruption (including specialist suppliers extensions)
Legal liabilities (Public Liability and Employers Liability)
Personal Accident option
Legal Expenses Extension
We compare prices and cover from leading business combined insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from liability insurance specialists
Personal – Digital servicing AND your own dedicated insurance professional
To speed up production at a furniture manufacturer’s one of the line supervisors removed the guard on a bench saw as it kept jamming. Unfortunately the operator’s hand slipped during operation into the moving blade removing three fingers.
As well as being subject to an HSE investigation, the firm received a compensation request in excess of £10k.
A manufacturer is often completely reliant on one or two key suppliers, without which production would grind to a halt. This is particularly prevalent in specialist areas where alternative suppliers are simply unavailable.
Imagine a fire or theft at their premises? No supply equals = No Production = No Business! To combat this, we can extend your policy to cover loss of income (business interruption) should one of your key suppliers suffer a claim or loss that interrupts their ability to supply you with components.
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