Medical Malpractice Insurance

Tailored medical indemnity defence cover for healthcare professionals

Medical Malpractice Quotes

We provide medical malpractice insurance quotes for all types of healthcare professionals including doctors, dentists, cosmetic surgeons, nurses and gynaecologists.

Our dedicated healthcare indemnity team also specialise in obtaining competitive terms for professionals that have been subject to disciplinary actions or with previous claims.

What is Medical Malpractice Insurance?

Medical malpractice, also known as medical indemnity insurance, provides cover against claims for professional negligence, acts or omissions in the course of your professional healthcare duties.

Typical reported claims can include misdiagnosis, injury, or mental or physical harm to a patient. In many cases these are accusations which can be defended by the insurer thus protecting our client’s reputation.

Run Off Cover and Extended Reporting Periods

Medical indemnity cover is written on a “claims made” basis, what this effectively means is that you need cover in place when a claim is reported as well as when the medical procedure was carried out.

Whilst you maintain insurance throughout your career this is not an issue, but should you cease to practice or retire you will need to arrange run off cover or an extended reporting period.

Whilst some insurers will only provide a three year reporting period aligned to the statute of limitations, we will work with you to build a more comprehensive solution depending on your role.

Doctors have been known to receive claims up to 10 years or more post retirement and such incidents may not be statute barred as the three-year period will begin from the point of diagnosis.

Need Specialist Medical Indemnity Insurance?

SPEAK TO ONE OF OUR MEDICAL MALPRACTICE INSURANCE GURUS...

OR CALL US ON 0330 1240730

Medical Indemnity Cover

  • Self-employed Practitioners or full healthcare practices
  • Specialist cover to SCoR members
  • Cover for all types of sonography and radiology activities
  • Fetal scanning cover available
  • Indemnity for Diagnostic Radiographers and Therapeutic Radiographers
  • All policies approved for Health & Care Professional Council (hcpc) registration
  • Policies fully underwritten by A-Rated insurers at Lloyd’s of London
  • Professional Indemnity from £1m to £5m+
  • Coroner’s inquest or inquiry defence costs
  • Regulatory, disciplinary or criminal proceedings costs

Why Insync for Medical Malpractice

  • Dedicated Medical Indemnity Team
  • Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from Medical Indemnity Insurance specialists
  • Expert Medical Legal and Claims Support
  • Personal – Digital servicing AND your own dedicated insurance professional
Medical Indemnity Claims Example
A patient surprisingly fell pregnant six months after a sterilisation procedure. It was later discovered that the clips applied to the Fallopian tube had not been correctly applied and the gynaecologist was subject to a negligence claim in excess of £35k.
What Information Will You Need to Provide a Quotation for Medical Malpractice?
Traditionally, obtaining a quotation for medical malpractice cover could be a slow and painful process. The good news is that we have developed a simple process that will enable us to compare indemnity cover from up to 5 of the UK’s leading malpractice insurers.

One of our dedicated medical professions advisors will take complete ownership of your case and work with you so that we can build a clear understanding of your expertise and procedures undertaken to our insurer partners – generally this can all be completed electronically.

We will also require a “letter of good standing” from your current provider / union which serves as a record of your claims history. We will then engage face-to-face discussions on your behalf to obtain the best possible terms, before reverting to you with our recommendations.
How Much Office Cover Do I Need?
Any business, but particularly startups or growing businesses, should ensure that sums insured are reviewed on a regular basis.

It is easy to quickly accumulate a significant amount of computer or other specialist equipment and it is important that your level of cover is sufficient for your needs. Public Liability or Professional Indemnity limits may also be driven by a contractual or regulatory requirement.
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 0330 1240730
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© Insync Insurance Solutions Ltd 2018 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Terms of Business