Mobile & Self-Employed Beauty Insurance

Award-winning mobile beauty insurance with beauty public liability insurance and treatment risk covering over 200 treatments including make-up artist insurance, SPMU and microblading insurance and many more.

Mobile & Self-Employed Beauty Insurance

We offer award-winning beauty industry specific insurance. This tailored cover comes with business essentials such as beauty public liability insurance and treatment risk. Our policies allow you to build up cover bespoke to your beauty business, whether you're a cosmetic beauty therapist, make-up artist, nail technician or eyelash specialist, we can tailor your mobile beauty insurance to the treatments you perform and your specific business processes.

What's more, we compare cover from our selected panel of beauty insurers, no matter your type of business, whether it's home-based, mobile beauty, a chair in a salon or a mixture of all, we can get cover with leading experts who understand your industry. Choosing beauty insurance through us means that your cover has been specifically designed for the risks and liabilities of the beauty industry. For example, as a mobile beautician, you might accidentally drop hot wax on a client’s floor, or perhaps you scratch their car carrying in a massage table. Rest assured, whatever your claim may be our panel of insurers are well versed in all things to the beauty industry, so should you ever need to claim, the process is straightforward, quick and easy and you'll be speaking to people who understand your work.

  • Self-employed Beauty Therapists working in a salon
  • Freelancer beauticians working from home
  • Mobile beauty therapists working from a variety of different locations

All policies include full public liability and treatment risk insurance.

Instant Cover Online

Our beauty policy comes with treatment risk as standard; you are able to customise these treatments to include only the ones you perform. We have two main types of treatment risk, those at a lower risk such as nails, make-up application or waxing and those treatments which are considered more high risk such as chemical peels, electrolysis or microdermabrasion. Our lower risk policy is available online and you can receive an instant quote and buy this cover online, for a full list of treatments covered in our online mobile beauty policy see below.

Treatment Risk Inclusions for an Instant Quote
  • Hairdressing
  • Barbering
  • Hair washing
  • Haircutting
  • Hairstyling
  • Hair extensions
  • Hair weaving
  • Hair heat treatment
  • Brazilian blowdry
  • Hair colouring ( including highlights, bleaching, toning, lowlights)
  • Hair Perming
  • Nails & Manicuring (including polish, shellac, gel, nail extensions, nail art)
  • Hair removal: plucking, threading, hot & cold waxing, electrolysis, sugaring
  • Eyebrow tinting
  • Brow lamination
  • Eyelash tinting
  • Eyelash perming
  • Eyelash extensions
  • Application of Make-Up & Cosmetics
  • HD brows
  • Henna brows
  • Spray tans
  • Application of body jewels
  • Facials
  • Ionization
  • AHA/glycolic acid treatment
  • Micro Epidermal Abrasion
  • Microdermabrasion
  • Basic Micro Current Treatments
  • LED light therapy
  • Body massage
  • Indian head massage
  • Aromatherapy massage
  • Hot stones
  • Exfoliation scrubs
  • Hopi ear candling
  • Piercing (gun and stud only)
  • Reiki
  • Spiritual healing
  • Readings
  • Life coaching
  • Treatment Risk Inclusions for an Instant Quote
  • Hairdressing
  • Barbering
  • Hair washing
  • Haircutting
  • Hairstyling
  • Hair extensions
  • Hair weaving
  • Hair heat treatment
  • Brazilian blowdry
  • Hair colouring ( including highlights, bleaching, toning, lowlights)
  • Hair Perming
  • Nails & Manicuring (including polish, shellac, gel, nail extensions, nail art)
  • Hair removal: plucking, threading, hot & cold waxing, electrolysis, sugaring
  • Eyebrow tinting
  • Brow lamination
  • Eyelash tinting
  • Eyelash perming
  • Eyelash extensions
  • Application of Make-Up & Cosmetics
  • HD brows
  • Henna brows
  • Spray tans
  • Application of body jewels
  • Facials
  • Ionization
  • AHA/glycolic acid treatment
  • Micro Epidermal Abrasion
  • Microdermabrasion
  • Basic Micro Current Treatments
  • LED light therapy
  • Body massage
  • Indian head massage
  • Aromatherapy massage
  • Hot stones
  • Exfoliation scrubs
  • Hopi ear candling
  • Piercing (gun and stud only)
  • Reiki
  • Spiritual healing
  • Readings
  • Life coaching
  • Advanced treatment risk cover

    Alternatively, if you require beautician insurance for treatments such as chemical peels, semi-permanent make-up or laser treatments you'll require a higher level of treatment risk cover. Due to the nature of these treatments, one of our expert brokers can help you choose the right policy for you. For a quote for beautician cover including advanced treatment risk, get in touch today. For a full list of advanced treatments see below.

    Treatment Risk Inclusions for Advanced Cover
  • Botox
  • Dermal fillers
  • Plasma skin tightening treatments
  • Fat Dissolving (inc. Desoface/Desobody,
  • Aqualyx™, Sunekos, Lipo-lax)
  • Phlebotomy
  • Plasma Fibroblast/Plasma pen
  • Chemical peels
  • Laser/IPL
  • Laser Lipolysis
  • Weight Loss Lipolysis
  • BB Glow
  • Bio Revitalisation
  • Mesotherapy Skin Rejuvenation
  • Cellulite Reduction
  • Cellfina
  • Collagen induction therapy
  • Teeth Whitening
  • Sclerotherapy
  • Semi-permanent make-up
  • Microblading
  • Tattoo and permanent make-up
  • Thread lifting
  • Fibroblast
  • Micro-needling
  • Derma-rollers
  • Sunbeds
  • Red veins, thread veins, milia, spider veins, skin tags, verrucae, non-benign warts
  • Ultrasonic (lipo) cavitation
  • Radio Frequency for vaginal treatments
  • Ultherapy
  • High intensity focused ultrasound
  • Photon Light Therapy and LED Facials
  • Dermaplaning
  • Derma Pen
  • Ultrasound Rejuvenation
  • Meta Therapy
  • Xela Rederm
  • Ozempic
  • Non-Invasive Brazilian Butt lift
  • Invasive Brazilian Butt lift
  • Make-up Artist Insurance for Mobile and Freelance Therapists

    Make-up artist insurance is a specialist cover protecting you and your livelihood. We understand that as a make-up artist you have different risks to regular beauty treatments. As makeup artists, you have the extra emphasis on hygiene especially with the use of more non-single use products such as mascaras, foundations, or brushes. Without this attention on cleanliness it could be a reason a client breaks out in spots, suffers a reaction or it could even result in the passing of an infectious disease, resulting in a compensation claim.

    However, as our panel of insurers are beauty industry specialists, they have created unique make-up artist insurance to include, treatment risk, public liability, product liability and finical loss as standard. Our Make-up artist insurance can be quoted and bought online. We have a quick and simple form to get you covered instantly.

    Beauty Public Liability Insurance

    Beauty public liability insurance is as important as treatments risk cover. The purpose of it is to protect you if a client or member of the public should suffer an injury caused by you, but not directly related to any beauty treatments or because of your work. Instead, beauty public liability insurance will cover you for example if you leave a make-up box on the floor and someone trips over it and is injured. Accidental damage to a client's property is also covered, for example, if you scratch a car while getting your beauty trolly up their drive away. This type of insurance is essential and can be added to any of our beauty policies.

    Mobile Aesthetic Cover

    We also provide aesthetic treatments cover. We can arrange this alongside other beauty treatments you perform, or we can provide cover for freelance or mobile aesthetic practitioners. If you require more information on our aesthetic cover or want a full list of treatments, please see our aesthetics insurance page or call today to speak to an expert advisor.

     Need Specialist Freelance Beauty Insurance advice?

    Speak to one of our freelance beauty insurance experts at a time that suits you...

    or call us directly on

    01200 309 516

    LATEST FROM OUR BEAUTY EXPERTS

    FREELANCE BEAUTICIAN INSURANCE

    • Specialist cover for self-employed and freelance beauticians

    • Public Liability Insurance from £1m to £5m

    • Treatment Risk included as standard

    • Wide range of treatments (see policy for full details)

    • Beauty equipment, stock and specialist machinery

    • Money and legal expenses options

    • Option to protect your income with personal accident insurance

    Why Insync for Mobile Beauticians

    • We compare prices and cover from our panel of leading beauty insurers

    • Instant quotations - cover and policy documents in minutes

    • Flexible cover & monthly payments – just pay for the sections you need

    • Expert advice from hair and beauty specialists

    • 24 Hour Claims Helpline

    • Personal – Digital servicing AND your own dedicated insurance professional

    WHAT IS FREELANCE BEAUTY INSURANCE?

    Freelance beauty insurance provides a simple yet effective solution for self-employed beauticians. Based on core public liability insurance, it also includes cover against claims for treatment risk as standard.

    Public liability insurance for beauty professionals provides indemnity for compensation claims and expenses from members of the public as a result of the actions of you or your business. For example, a client falls from your beauty table and breaks their arm.

    In addition to liability protection you can also include insurance cover for your beauty equipment as well as any stock or materials.

    WHAT IS BEAUTY TREATMENT RISK COVER?

    Beauty treatment risk cover provides protection against compensation claims for injury or illness as a result of a treatment you have applied.

    As a trained beautician you have a duty of care to provide safe treatment to your clients. However, accidents can happen, which is why treatment risk is essential for beauty professionals.

    WHAT OTHER POLICIES ARE INCLUDED WITH MOBILE BEAUTICIAN INSURANCE?

    Our mobile beauty insurance can be tailed to suit your individual needs and business operations. We understand that no two business are the same and that goes for your insurance policies too. This unique policy allows you to pay for just the cover you need. We can add specialist cover for your business equipment, any stock or product you hold and products liability. If you are a mobile therapist and you drive your own vehicle to travel to your clients, you will need to hold valid car insurance by law too.

    WHAT QUALIFICATIONS DO I NEED FOR BEAUTY INSURANCE?

    What qualifications you need for beauty insurance will depend on which treatments you perform, and we have different levels of cover to reflect this.

    For standard treatments you simply need to be suitably qualified and/or experienced in the treatment you will carry out to meet the beauty insurance acceptance criteria.

    For more complex treatments, such as Plasma Pen or Hyapen, completion of a UK accredited training course is usually required.

    If you have a question about whether we accept your qualification, please speak to us as we may still be able to provide cover on a bespoke policy

    DO BEAUTY INSURANCE PROVIDERS ACCEPT ONLINE TRAINING COURSES?

    Our insurers can also accept some online training courses and are generally happy to accept online UK accredited courses for the following treatments:

    • Manicuring (including nail extensions and nail art) or pedicuring.
    • Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels
    • Alternative therapies (& Reiki, spiritual healing, readings etc)
    • Eyelash treatments including tinting, shaping, threading, extensions
    • Life Coaching and Counselling
    • Hopi Ear Candling
    • Other online courses may also be acceptable depending on your other qualifications and experience. One of our expert beauty therapist insurance team will be happy to help you craft the right policy for your needs.

    CAN I GET BEAUTY TEACHING AND BEAUTY STUDENT INSURANCE?

    Yes, our beautician insurance can cover teaching, providing you have a teacher’s qualification in the treatment you are teaching. Teaching cover can be added to any of our policies. Speak to us and we can get it added for you. We also have beauty training school policies for both teaching, training students and students once they're qualified. If you're a training school looking for us to be your insurance partner get in touch today.

    WHAT TREATMENTS CAN YOUR BEAUTY INSURANCE COVER?

    As we operate with a panel of insurers we are able to tailor cover to the specific treatments you offer and each insurer will provide a list of acceptable treatments with their quotation. In addition to standard beauty treatments, we also have a specialist scheme which can cater for more complex treatments such as:

    • Semi-permanent Make-up
    • Low Power Laser Therapy for Dermatological and Chiropody treatments only
    • Red Veins, Skin Tags, Warts, Milia and Spider Naevi Treatments by various methods
    • Sclerotherapy by Hypodermic Injection. Mesotherapy by use of Injection
    • Hair Removal Treatments
    • Laser Treatments (inc. IPL)
    • Micropigmentation including Medical Micropigmentation
    • Micro Epidermal Skin Technology, Microdermabrasion, Skin Rejuvenation, Photo Rejuvenation and Acne Clearance and Inch Loss by Laser Lipo by various methods
    • TCA Peels
    • Cryotherapy Induced Lipolysis (Cryolipolysis) and Ultrasonic Lipo Cavitation
    • MicroNeedling
    WHAT IS FREELANCE BEAUTY INSURANCE?

    Freelance beauty insurance provides a simple yet effective solution for self-employed beauticians. Based on core public liability insurance, it also includes cover against claims for treatment risk as standard.

    Public liability insurance for beauty professionals provides indemnity for compensation claims and expenses from members of the public as a result of the actions of you or your business. For example, a client falls from your beauty table and breaks their arm.

    In addition to liability protection you can also include insurance cover for your beauty equipment as well as any stock or materials.

    WHAT IS BEAUTY TREATMENT RISK COVER?

    Beauty treatment risk cover provides protection against compensation claims for injury or illness as a result of a treatment you have applied.

    As a trained beautician you have a duty of care to provide safe treatment to your clients. However, accidents can happen, which is why treatment risk is essential for beauty professionals.

    WHAT OTHER POLICIES ARE INCLUDED WITH MOBILE BEAUTICIAN INSURANCE?

    Our mobile beauty insurance can be tailed to suit your individual needs and business operations. We understand that no two business are the same and that goes for your insurance policies too. This unique policy allows you to pay for just the cover you need. We can add specialist cover for your business equipment, any stock or product you hold and products liability. If you are a mobile therapist and you drive your own vehicle to travel to your clients, you will need to hold valid car insurance by law too.

    WHAT QUALIFICATIONS DO I NEED FOR BEAUTY INSURANCE?

    What qualifications you need for beauty insurance will depend on which treatments you perform, and we have different levels of cover to reflect this.

    For standard treatments you simply need to be suitably qualified and/or experienced in the treatment you will carry out to meet the beauty insurance acceptance criteria.

    For more complex treatments, such as Plasma Pen or Hyapen, completion of a UK accredited training course is usually required.

    If you have a question about whether we accept your qualification, please speak to us as we may still be able to provide cover on a bespoke policy.

    DO BEAUTY INSURANCE PROVIDERS ACCEPT ONLINE TRAINING COURSES?

    Our insurers can also accept some online training courses and are generally happy to accept online UK accredited courses for the following treatments:

    • Manicuring (including nail extensions and nail art) or pedicuring.
    • Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels
    • Alternative therapies (Reiki, spiritual healing, readings etc)
    • Eyelash treatments including tinting, shaping, threading, extensions
    • Life Coaching and Counselling
    • Hopi Ear Candling
    • Other online courses may also be acceptable depending on your other qualifications and experience. One of our expert beauty therapist insurance team will be happy to help you craft the right policy for your needs.

    CAN I GET BEAUTY TEACHING AND BEAUTY STUDENT INSURANCE?

    Yes, our beautician insurance can cover teaching, providing you have a teacher’s qualification in the treatment you are teaching. Teaching cover can be added to any of our policies. Speak to us and we can get it added for you. We also have beauty training school policies for both teaching, training students and students once they're qualified. If you're a training school looking for us to be your insurance partner get in touch today.

    WHAT TREATMENTS CAN YOUR BEAUTY INSURANCE COVER?

    As we operate with a panel of insurers we are able to tailor cover to the specific treatments you offer and each insurer will provide a list of acceptable treatments with their quotation. In addition to standard beauty treatments, we also have a specialist scheme which can cater for more complex treatments such as:

    • Semi-permanent Make-up
    • Low Power Laser Therapy for Dermatological and Chiropody treatments only
    • Red Veins, Skin Tags, Warts, Milia and Spider Naevi Treatments by various methods
    • Sclerotherapy by Hypodermic Injection
    • Mesotherapy by use of Injection
    • Hair Removal Treatments
    • Laser Treatments (inc. IPL)
    • Micropigmentation including Medical Micropigmentation
    • Micro Epidermal Skin Technology, Microdermabrasion, Skin Rejuvenation, Photo Rejuvenation and Acne Clearance and Inch Loss by Laser Lipo by various methods
    • TCA Peels
    • Cryotherapy Induced Lipolysis (Cryolipolysis) and Ultrasonic Lipo Cavitation
    • MicroNeedling

    What to do now...

    Insync Insurance Solutions Ltd
    9 Albany Park, Cabot Lane
    Poole, Dorset BH17 7BX

    t. 01200 309516
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