Motor trader talking to couple in car showroom

Motor Trade Insurance

Business insurance for the motor trade including vehicle sales, car valeting, body shops, repair & MOT, exhaust and tyre fitters

Start Your Quote

Let us have a few details so we can get started with your quote …

What is Motor Trade Insurance?

Motor trade insurance provides cover for all types of motor trade businesses from part-time traders requiring road risk only, to full garage risks (traders combined).

We can offer cover for a wide variety of activities including car valeting, breakdown and recovery, motor mechanics and car traders offering vehicle sale or servicing.

Motor trader talking to couple in car showroom

What does Traders Insurance cover?

At the heart of any trade policy is road risk cover, providing cover for your own and customers vehicles. Road risks cover can also be extended to provide demonstration cover which allows potential customers to test-drive vehicles on public roads. If you provide temporary vehicles such as courtesy cars or own a recovery truck, we can include these in your policy.

If you own or operate from rented premises, you will also need protection for vehicles at your garage or forecourt for risks such as fire, theft or vandalism (stock of vehicles). In addition, you can cover contents, machinery, vehicle ramps, tools and materials.

What limit of cover do I need under my road risks?

Most road risk policies carry a limit of indemnity (for example, £10,000 or £15,000 etc.). This limit is the maximum amount the insurer will pay for an Own Damage, Fire or Theft claim – for example, you are driving a car valued at £15,000, but cover under your policy is limited to £10,000. In this scenario, the insurer will only pay up to the limit.

You should select your limit carefully in line with your specific business requirements and the vehicles you may drive.

Compare Motor Trade Insurance quotes

Insync is one of the UK’s leading business and motor trade insurance brokers. Our UK team of trade cover experts have access to the UK’s leading motor trade insurers including AXA, Aviva, Allianz, Covéa and NIG.

Our specialist team will take the time to understand your specific requirements and compare motor trade quotes, helping you find the right policy at the right price.

Do I need Public Liability cover for a Motor Trade Business?

As a business owner, you should be looking at specific types of liability cover. Other than Employers’ Liability, which you may be required to have, one of the most popular policies is Public Liability.

Public Liability covers you for claims of third-party injury, illness or property damage at your business premises and beyond.

Can I drive any vehicle under my policy?

Commonly, a Motor Trade Insurance policy will often exclude certain types of vehicle, typically higher group or performance vehicles.

A full list of any excluded vehicles will be made available at point of quotation. However, you will usually be able to obtain cover to drive third-party vehicles as part of your business insurance.

I’m a part-time Trader. can you cover my other businesses?

Insurers appreciate that some traders will also use their vehicle for other business purposes.

With this in mind, you may add additional business use – for example; if you are a carpenter and need cover to drive your van to travel to client sites or suppliers, we can extend your cover accordingly.

Why choose insync for Motor Trader insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Beauty Professionals throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

Motor Trader Insurance

  • Specialist cover from traders insurance specialists
  • Road Risk insurance or full garage risk policies
  • Vehicle Sales, Body shops, Repair & MOT, Car valeting, Exhaust and tyre fitters
  • Specialist Equipment and Tools cover
  • Business Interruption Insurance for insured losses
  • 24 Hour Claims Service
  • Young Drivers – Motor Trade Insurance from aged 23+
  • Trade Plate Insurance cover
  • Convicted drivers and poor claims history
  • Full or part-time traders Car or Van no claims discount to road risk conversion
  • Specialist or High-risk trade experts Engineering
  • Legal Protection & Uninsured Loss Cover

Insync for Motor Trade Insurance

  • We compare prices and cover from our panel of 5+ leading trade insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from Trade Insurance specialists
  • Your own dedicated Motor Trade Broker
  • Risk Management advice to keep your costs in check
  • We’re different – “It’s not just business, it’s personal”

Motor Trader Insurance

  • Specialist cover from traders insurance specialists
  • Road Risk insurance or full garage risk policies
  • Vehicle Sales, Body shops, Repair & MOT, Car valeting, Exhaust and tyre fitters
  • Specialist Equipment and Tools cover
  • Business Interruption Insurance for insured losses
  • 24 Hour Claims Service
  • Young Drivers – Motor Trade Insurance from aged 23+
  • Trade Plate Insurance cover
  • Convicted drivers and poor claims history
  • Full or part-time traders Car or Van no claims discount to road risk conversion
  • Specialist or High-risk trade experts Engineering
  • Legal Protection & Uninsured Loss Cover

Insync for Motor Trade Insurance

  • We compare prices and cover from our panel of 5+ leading trade insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from Trade Insurance specialists
  • Your own dedicated Motor Trade Broker
  • Risk Management advice to keep your costs in check
  • We’re different – “It’s not just business, it’s personal”

Brilliant Agent

The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.