Nurse Indemnity Insurance

Tailor indemnity defence cover for self-employed nurses and limited companies

Professional Indemnity Quotes for Nurses

As specialist medical defence insurance brokers, Insync offers tailored professional indemnity for nurses working outside of the NHS.

Whether you are an advanced nurse with your own limited company, or a self-employed agency nurse, we can offer a cost effective solution which meets your legal obligations set out by the Nursing & Midwifery Council (NMC).

What Is Nurses Professional Indemnity Insurance?

Nurses Professional Indemnity Insurance provides medical defence indemnity for professional negligence claims, or allegations of malpractice, received against a nurse in the course of their professional duties.

Should a patient seek compensation for injury or illness as a result of the care you have provided a nurses PI Insurance will provide cover for defence costs and any compensation awards up to the limit of indemnity.

Do I Need Nurses PI Insurance?

It is a legal requirement for all nurses working outside of the NHS to carry professional indemnity insurance. Those working under a contract of employment for a private healthcare organisation should be covered directly by their employer.

However, if you are self-employed, or operating under you own limited company, you will be obligated to maintain your own PI Insurance as part of your ongoing NMC Registration. Many nursing agencies will require nurses engaged as agency workers to arrange their own cover. Our specialist scheme can provide cover for any nurses working outside of the NHS.

Need Specialist Nurse Indemnity Insurance?


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Nurses Indemnity Cover

  • Specialist cover for self-employed nurses and limited companies
  • Cover for Agency Nurses, Nurse Practitioners and Advanced Nurses
  • All policies approved for NMC registration and revalidation
  • A-Rated Cover fully underwritten at Lloyd’s of London
  • Professional Indemnity from £500k to £5m
  • Policies include Breach of Professional Confidentiality
  • Libel and Slander and Inquest Costs cover
  • Option to include Regulatory Body Hearings cover
  • Indemnity to Principle extension available

Why Insync for Nurses

  • Dedicated Healthcare and Medical Indemnity Team
  • Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from Medical Professional Indemnity Insurance specialists
  • Expert Medical Legal and Claims Support
  • Personal – Digital servicing AND your own dedicated insurance professional
Nurse Indemnity Claims Example

A nurse misread a prescription and administered four times the required dosage of tablets to treat a patient’s heart condition.

Patient was later rushed to hospital for emergency treatment following a severe drop in their blood pressure. The nurse was deemed negligent and the patient is seeking financial compensation.

Will I Be Covered by my RCN Union Membership?

The Royal College of Nurses (RCN) has traditionally provided discretional indemnity cover as part of their membership package. Whether can claim will be met is entirely at the discretion of the RCN Council.

From July 2014, the RCN further reduced the scope of their indemnity scheme – nurses working under a contract of employment (including umbrella agency arrangements), or working under a limited company with more than one director, will no longer be offered any protection via the RCN scheme.

Certain other clinic procedures (such as cosmetic work) is also excluded. The safest option is always to arrange your own underwritten policy where the insurer has understood the work you do and provided bespoke cover for your needs.

Does Your Nurses PI Cover Cosmetic Procedures?

Absolutely, our nurses malpractice can extend to cover all cosmetic nursing practices.

We can also provide cover for nurses working in specialist locations such as film sets or cruise liners, or 1-to-1 personal care for private individuals.

Our Insurance Partners - AXIS

At AXIS, we’re helping the world achieve its goals by minimizing the impact of risk. 

AXIS is a leading provider of specialty insurance and global reinsurance. 

At AXIS, we’re inspired by the opportunity to give people and organizations the confidence to take necessary risks in the pursuit of their goals and ambitions. 

In a world that’s ever-changing, companies are more likely to succeed when they act collaboratively and with purpose. At AXIS, we’re motivated to redefine industry standards by applying an innovative and agile approach to today’s challenges. By virtue of being a specialty insurer and global reinsurer with deep expertise and a commitment to service, we have the capability to provide a broad range of solutions. We’re not afraid to take on complex and volatile risks. 

Our leadership and depth of experience drive the way we serve our markets. We work diligently to ensure each of our solutions meet the unique needs of our clients. 

AXIS employees are empowered to make decisions quickly and decisively, enabling our clients to respond swiftly to fast-moving market conditions. This client-centric focus continues in claims management, where we’re committed to delivering superior service and support during those times when clients need us the most. 

There’s a determination here. It’s driven by an organization built on a solid foundation and dynamic by design. 

Our financial strength 

Our specialty insurance and global reinsurance business is underwritten throughout the world by various subsidiaries of AXIS Capital Holdings Limited, rated “A+” ("Strong") by Standard & Poor's and "A+" ("Superior") by A.M. Best. 

For more information, visit

Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 0330 1240730
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© Insync Insurance Solutions Ltd 2018 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | | Terms Of Business