A nurse misread a prescription and administered four times the required dosage of tablets to treat a patient’s heart condition.
Patient was later rushed to hospital for emergency treatment following a severe drop in their blood pressure. The nurse was deemed negligent and the patient is seeking financial compensation.
The Royal College of Nurses (RCN) has traditionally provided discretional indemnity cover as part of their membership package. Whether can claim will be met is entirely at the discretion of the RCN Council.
From July 2014, the RCN further reduced the scope of their indemnity scheme – nurses working under a contract of employment (including umbrella agency arrangements), or working under a limited company with more than one director, will no longer be offered any protection via the RCN scheme.
Certain other clinic procedures (such as cosmetic work) is also excluded. The safest option is always to arrange your own underwritten policy where the insurer has understood the work you do and provided bespoke cover for your needs.
Absolutely, our nurses malpractice can extend to cover all cosmetic nursing practices.
We can also provide cover for nurses working in specialist locations such as film sets or cruise liners, or 1-to-1 personal care for private individuals.