Business Travel

BUSINESS TRAVEL
INSURANCE

Tailored medical indemnity defence cover for healthcare professionals

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Specialist Medical Malpractice Quotes

The Insync team pride themselves on their detailed understanding of the beauty industry. From day one you will beWe provide medical malpractice insurance quotes for all types of healthcare professionals including doctors, dentists, cosmetic surgeons, nurses and gynaecologists. 

Our dedicated healthcare indemnity team also specialise in obtaining competitive terms for professionals that have been subject to disciplinary actions or with previous claims. allocated with your own dedicated beauty insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements. 

What’s more, as beauty industry experts our team has an in-depth knowledge of individual treatments – we speak your language! 

Using our panel of insurers we will compare beauty insurance quotes, helping you find the right cover at the right price.

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What is Medical Malpractice Insurance?

Medical malpractice, also known as medical indemnity insurance, provides cover against claims for professional negligence, acts or omissions in the course of your professional healthcare duties. 

Typical reported claims can include misdiagnosis, injury, or mental or physical harm to a patient. In many cases these are accusations which can be defended by the insurer thus protecting our client’s reputation.

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GET A QUOTE

Run Off Cover and Extended Reporting Periods

Medical indemnity cover is written on a “claims made” basis, what this effectively means is that you need cover in place when a claim is reported as well as when the medical procedure was carried out. 

Whilst you maintain insurance throughout your career this is not an issue, but should you cease to practice or retire you will need to arrange run off cover or an extended reporting period. 

Whilst some insurers will only provide a three year reporting period aligned to the statute of limitations, we will work with you to build a more comprehensive solution depending on your role. 

Doctors have been known to receive claims up to 10 years or more post retirement and such incidents may not be statute barred as the three-year period will begin from the point of diagnosis.

GET A QUOTE

GET A QUOTE

Need specialist
Medical Malpractice
Insurance advice?

Speak to one of our Medical Malpractice insurance experts at a time that suits you...

ARRANGE A CALL BACK

or call us directly on

0330 124 0730

MEDICAL MALPRACTICE INSURANCE

  • Self-employed Practitioners or full healthcare practices

  • Specialist cover to SCoR members

  • Cover for all types of sonography and radiology activities

  • Fetal scanning cover available

  • Indemnity for Diagnostic Radiographers and Therapeutic Radiographers

  • All policies approved for Health & Care Professional Council (hcpc) registration

  • Policies fully underwritten by A-Rated insurers at Lloyd’s of London

  • Professional Indemnity from £1m to £5m+

  • Coroner’s inquest or inquiry defence costs

  • Regulatory, disciplinary or criminal proceedings costs

Why Insync for Medical Malpractice

  • Dedicated Medical Malpractice Team

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Medical Malpractice Insurance specialists

  • Expert Medical Legal and Claims Support

  • Personal – Digital servicing AND your own dedicated insurance professional

Medical Malpractice Claims Example

A patient surprisingly fell pregnant six months after a sterilisation procedure. It was later discovered that the clips applied to the Fallopian tube had not been correctly applied and the gynaecologist was subject to a negligence claim in excess of £35k.

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What Information Will You Need to Provide a Quotation for Medical Malpractice?

Traditionally, obtaining a quotation for medical malpractice cover could be a slow and painful process. The good news is that we have developed a simple process that will enable us to compare indemnity cover from up to 5 of the UK’s leading malpractice insurers. 

One of our dedicated medical professions advisors will take complete ownership of your case and work with you so that we can build a clear understanding of your expertise and procedures undertaken to our insurer partners – generally this can all be completed electronically. 

We will also require a “letter of good standing” from your current provider / union which serves as a record of your claims history. We will then engage face-to-face discussions on your behalf to obtain the best possible terms, before reverting to you with our recommendations.

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How Much Office Cover Do I Need?

Any business, but particularly startups or growing businesses, should ensure that sums insured are reviewed on a regular basis. 

It is easy to quickly accumulate a significant amount of computer or other specialist equipment and it is important that your level of cover is sufficient for your needs. Public Liability or Professional Indemnity limits may also be driven by a contractual or regulatory requirement.

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Event

EVENT
INSURANCE

Specialist cover for charity, corporate and community events

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Event Insurance Quotes Online

Organising or running an event, no matter how large or small, can be a stressful affair and it's all too easy to overlook some of the un-tangibles such as public liability insurance or event cancellation cover. 

As event insurance specialists, Insync can provide instant quotations and cover for a full spectrum of activities from conferences and sporting events to charity or community based jumble sales or carnivals. 

We you’re tasked with organising an event we understand how frustrating it can when liability insurance obstacles get in the way of your great idea or eat into your modest budget. Rest assured we wont be put off by your bouncy castle, trampoline or face painting brainwave!

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What Does Event Insurance Cover?

Event insurance will typically revolve around two core areas of cover: 

1. Event Public Liability Insurance – which will protect you against claims from attendees or members of the public following injury or damage to their property as a result of the actions of you or a member of the event team. For example, a stall collapses at a fete and lands on an attendees foot breaking several toes. 

2. Event Cancellation Insurance –Events can be cancelled for a variety of unforeseen reasons from severe weather, non-attendance of key speakers or performers, to traffic incidents and many more. Without adequate cancellation insurance cover your business or charity will be subject to significant financial risk. 

In addition to public liability and cancellation cover, our event insurance policies can be extended to include other risks such as physical items of property (loss or damage cover), money and personal accident cover. 

We would also recommend the inclusion of employers liability insurance, this will protect you against claims from employees or volunteers who may suffer injury or illness as a result of working at the event for which they hold you responsible. For example – a volunteer trips over a loose power cable and breaks their arm.

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Need specialist
Event
Insurance advice?

Speak to one of our Event insurance experts, at a time that suits you...

ARRANGE A CALL BACK

or call us directly on

0330 124 0730

EVENT INSURANCE

  • Specialist cover for all types of Events including festivals, conferences, pop concerts & sporting events

  • Charity event and Community event experts – no event is too small!

  • Public and Products Liability (event itself plus setting up and dismantling)

  • Employers Liability to protect your legal responsibilities for employees and volunteers

  • All Risks cover for Property or specified items (stalls, trailers, stages etc)

  • Cancellation cover and expenses (including adverse weather)

  • Public Liability Insurance Indemnity levels up to £5m+

  • Money cover

  • Personal Accident Insurance option

WHY INSYNC FOR EVENT INSURANCE

  • Expert advice from specialist event insurance advisors

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Event Insurance specialists

  • Personal – Digital servicing AND your own dedicated insurance professional

Event Insurance Claims Example

Following a car accident, the motorway providing access to a conference venue is closed. The law firm’s annual conference has to be abandoned, leading to travel, hotel and other expenses being incurred. Total claim cost c£25k.

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Can You Provide Event Insurance Cover for Fireworks?

Firework displays or other events involving the use of pyrotechnics can be covered subject to appropriate safety measures and risk management processes being put in place. 

In many cases a third party firm will provide the fireworks display, in which case they will carry their own insurance and your event cover will simply provide contingency protection.

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How Far In Advance Should I Arrange Cover?

Depending on the size of the event, you should look to arrange cover as soon as possible after you have made financial commitments that would be lost in the event of cancellation. 

For large-scale events cover is arranged months, or even years, ahead of the occasion. For smaller charity or community events, cover is typically arranged within three months of the event itself.

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Personal Accident

PERSONAL ACCIDENT
COVER

Tailored cover for Personal Accident - Compare quotes from our panel of leading insurers

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Accident and Injury Insurance with a Difference!

Unlike some other providers we can provide cover for a fully array of occupations including manual trades. We can also cover sports and recreational activities – our goal is to give you the cover you need, not hide behind the small print! 

Whether you work behind a desk, in construction, or personal security in a potential terrorist hotspot - we can tailor a policy that meets your needs.

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GET A QUOTE

What is Medical Malpractice Insurance?

Medical malpractice, also known as medical indemnity insurance, provides cover against claims for professional negligence, acts or omissions in the course of your professional healthcare duties. 

Typical reported claims can include misdiagnosis, injury, or mental or physical harm to a patient. In many cases these are accusations which can be defended by the insurer thus protecting our client’s reputation.

GET A QUOTE

GET A QUOTE

What Does Personal Accident Insurance Cover?

Our personal accident cover is split into two key areas: 

1. Capital Benefits providing lump sum payments for life changing events such as accidental death, paraplegia, quadriplegia or permanent disablement as well as permanent loss of limbs, sight, hearing or speech. 

2. Weekly Benefits which will assist in replacing lost income for the period your are unable to work following an accident allowing you to keep mortgage and rental payments up-to-date. We can also extend cover for sickness subject to underwriter acceptance.

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GET A QUOTE

Need specialist
Personal Accident
Insurance advice?

Speak to one of our Personal Accident insurance experts at a time that suits you...

ARRANGE A CALL BACK

or call us directly on

0330 124 0730

Why Insync for Medical Malpractice

  • Access to over 50 insurer partners and schemes

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Accident Insurance specialists

  • Personal – Digital servicing AND your own dedicated insurance professional

How Long Is Cover Provided For Under Accident Insurance Weekly Benefits?

For under the temporary total disablement section we provide the agreed weekly benefit for up to two years (104 weeks). Should sickness cover be agreed, then cover is provided for one year (52 weeks).

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What Type of Activities are generally considered hazardous and should be disclosed?

We are happy to consider cover for all types of activities, generally we would consider taking part in the following to be hazardous, although this is not an exhaustive list and we would suggest you speak to one of our advisors to confirm your individual requirements:

Aviation, boxing, caving, climbing or mountaineering, football, hang-gliding, jet-skiing, martial arts, parachuting, pot-holing, rugby, winter sports, off-piste skiing, snowboarding, underwater diving, water sports, riding or driving in any form of race, trial or competition.

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Church & Religious Faith

CHARITY & RELIGIOUS FAITH
INSURANCE

Specialist cover for all types of religious groups and buildings

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Compare Church and Faith Insurance and receive Expert Advice

Being responsible for the affairs of a church or religious group and/or property carries considerable responsibility. As a specialist in this sector, we understand how precious your religious group and place of worship is to your community. As such, it’s important to ensure you have the correct insurance cover in place despite an often modest budget. 

Let Insync help you cut through the red tape and find the right level of cover for your place of worship or religious group at the right price. 

For tailored church and faith Insurance cover at competitive prices, a fresh & innovative approach, served with pride & expertise.

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What Type of Religious Groups can you Cover?

Unlike some other church insurance providers, we recognise and embrace religious diversity and our faith insurance product has been specifically designed to accommodate all types of religious groups. 

As well as all types of Christian denominations and orders, we regularly arrange cover for property and public liability risks for organisations from Islam, Hinduism, Sikhism, Judaism, Buddhism, the Bahá'í Faith, Neopaganism and the Restafari movement.

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GET A QUOTE

Run Off Cover and Extended Reporting Periods

Medical indemnity cover is written on a “claims made” basis, what this effectively means is that you need cover in place when a claim is reported as well as when the medical procedure was carried out. 

Whilst you maintain insurance throughout your career this is not an issue, but should you cease to practice or retire you will need to arrange run off cover or an extended reporting period. 

Whilst some insurers will only provide a three year reporting period aligned to the statute of limitations, we will work with you to build a more comprehensive solution depending on your role. 

Doctors have been known to receive claims up to 10 years or more post retirement and such incidents may not be statute barred as the three-year period will begin from the point of diagnosis.

GET A QUOTE

GET A QUOTE

Need specialist
Church & Religious Faith
Insurance advice?

Speak to one of our Church & Religious Faith insurance experts, at a time that suits you...

ARRANGE A CALL BACK

or call us directly on

0330 124 0730

CHURCH & RELIGIOUS FAITH COVER

  • Specialist insurance cover for all types of Religious buildings / properties and Religious Groups or projects

  • Church, Mosque, Temple, synagogue, gurdwara or any other religious centre

  • Extensions for nurseries, playgroups and after school clubs, church groups / clubs

  • Public and Products Liability (including full cover for fundraising events)

  • Employers Liability to protect your legal responsibilities for employees and volunteers

  • Property Protection for religious buildings, offices, community facilities or clubs

  • Trustee and Management risks (including Entity defence)

  • Indemnity levels up to £5m+

  • Fidelity Cover (theft by employees or group officials)

  • Legal Expenses, Travel & Personal Accident options

WHY INSYNC FOR CHURCH & RELIGIOUS FAITH INSURANCE

  • We compare prices and cover from our panel of leading church and faith insurers

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from church and religious faith Insurance specialists

  • Personal – Digital servicing AND your own dedicated insurance professional

Faith and Church Cover Claims Example

A banner which had been erected in the religious groups hall collapsed landing on a cleaner working at the property. The cleaner suffered damage to her right eye requiring extensive treatment and was unable to work for four weeks. Claims estimate including costs c£8k.

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Is Faith Insurance Compulsory?

Unless your organisation has employees, in which case you would legally be required to purchase employers liability insurance, there is no necessity to purchase faith or church insurance. However, as your group involves people and meets in a public place, then it would make absolute sense to purchase public liability insurance. 

Public liability provides protection against claims from members of the public for injury or damage to property as a result of the actions of group.

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What Other Covers Should a Church Group Consider?

The extent of your religious groups activities will determine the levels of other cover which may be appropriate. 

Common covers include event insurance for one off or fundraising activities, group travel cover for excursions and professional indemnity for any counselling or advice. 

We also recommend trustees and officers indemnity which provides the groups leadership from claims for unintentional poor decisions (for example fund allocation).

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Life Science

BIOMEDICAL & LIFE SCIENCE BUSINESSES
INSURANCE

Tailored medical indemnity defence cover for healthcare professionals

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Compare Insurance Quotes for BioMed and BioTech Firms

According to UK Government statistics biomedical and life sciences sector in the UK generates £52bn per annum and leads the world in pharmaceutical and biotech innovation. 

Our specialist BioMed and Biotech firms can be tailored to your specific activities. One of our dedicated insurance advisors will take their time understanding your specific risks and activities before comparing quotes from the UK’s leading life science insurers.

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What Type of Biomedical or Life Science Businesses Can You Cover?

We can cater for a diverse range of firms from small start-ups to established SME players. Typical businesses we have covered in the biomedical and life science sector include:

  • Biotechnology firms
  • Dietary and wellbeing supplements
  • Laboratory instrument manufacturers and developers
  • Medical device manufacturers and developers
  • Medical equipment manufacturers and developers
  • Medical food developers
  • Pharmaceutical firms
  • Research and Development (R&D) firms

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What’s the Difference Between Standard Business Insurance and Life Science Cover?

Whilst standard business insurance will provide basic property and liability requirements to cover equipment and legal liabilities such as public and employers liability, it does not extend to cover some of the core risks for any biomedical or biotechnology firm. 

Clinic trials are a necessity, but they are not without risk and are essential to a life science insurance programme. Research and Development programmes are also extensive and without adequate insurance protection would leave you firm open to significant financial risk.

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Need specialist
Life Sciences
Insurance advice?

Speak to one of our Life Sciences insurance experts at a time that suits you...

ARRANGE A CALL BACK

or call us directly on

0330 124 0730

BIOMED & BIOTECH POLICY COVER INSURANCE

  • Specialist cover for all types of Life Science or Biotech companies

  • Insurance for Research and Development (R&D)

  • Contamination, radioactive or environment cover

  • Public Liability and Products Liability Insurance

  • Cover for clinical trials up to £10m

  • Employers Liability to protect your legal responsibilities for employees

  • Professional Indemnity and Management risks (including Entity defence)

  • Intellectual Property insurance including breach of patent

  • Property Protection for buildings, contents, machinery and specialist lab equipment

  • Malicious damage and business interruption protection

  • Fidelity Cover (theft by employees)

  • Laptop, tablet, mobile phone or portable equipment

  • Legal Expenses, Travel & Personal Accident options

Why Insync for Medical Malpractice

  • We compare prices and business cover from our panel of leading pharmaceutical and biotech insurers

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Medical Malpractice Insurance specialists

  • Expert advice from life science insurance specialists

  • Personal – Digital servicing AND your own dedicated insurance professional

What to do now...

GET A QUOTE

GET A QUOTE

BOOK A CALLBACK

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Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 0330 124 0730
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© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business