AWARD WINNING

Beauty Insurance

COMPREHENSIVE BEAUTY INSURANCE FOR HAIRDRESSERS, BEAUTY THERAPISTS AND MORE FROM AN AWARD WINNING BROKER

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BEAUTY INSURANCE FOR PROFESSIONALS

Beauty insurance packages from Insync Insurance are specifically designed for professionals working in the beauty industry. Discover award-winning hairdresser insurance & beauty therapist insurance, including tailored cover for treatment risk, product and equipment, commercial property, public liability cover and more.

At Insync, our aim is simple – to provide highly competitive and comprehensive insurance products to the UK beauty industry. 

The Insync team pride themselves on their detailed understanding of the hair & beauty industry, providing expert advice on beauty insurance from hairdresser insurance to beauty therapist insurance. From day one, you will be allocated with your own dedicated beauty insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements.

We can arrange cover for the latest treatments performed by qualified professionals along with the everyday risks that come with running your business.

Whether you're a freelance beauty therapist or a salon director, you will find the cover you need.

HAIRDRESSER INSURANCE

Hairdressers can purchase cover online in minutes with Insync Insurance. Our standard treatment policies will cover your treatment liability for the cutting, washing, styling, tinting, bleaching, dyeing, permanent waving or straightening of hair or hair extensions for qualified hairdressers. 

COMPARE BEAUTY INSURANCE QUOTES

At Insync, we take the hassle out of arranging your beauty business insurance. Our qualified team are on hand to arrange cover for a wide range of risks from injuries caused by treatments, to your contents and stock.

NEED BEAUTY INSURANCE ADVICE?

or call us directly on

01200 309 516

Beauty Insurance

  • Specialist cover for self-employed and freelance beauticians

  • Public Liability Insurance from £1m to £5m

  • Treatment Risk included as standard

  • Wide range of treatments (see policy for full details)

  • Beauty equipment, contents, stock and specialist machinery

  • Money and legal expenses options

Why Insync Beauty Insurance

  • We compare prices and cover from our panel of leading beauty salon insurers

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – only pay for the sections you need

  • Expert advice from hair and beauty specialists

  • 24 Hour Claims Helpline

  • Personal – Digital servicing AND your own dedicated insurance professional

  • Easily arrange Products, Public & Employers Liability Insurance

Exclusive Highstreet brand offers for customers

At Insync we are totally focused on providing not just the correct cover at a superb price but as importantly, a fantastic customer experience.

As part of this experience and as a thank you for taking out your policy with Insync, we will give you access to our exclusive benefits platform, Insync Benefits.

This is completely FREE to you, giving you unbelievable discounts and offers from some of the biggest high street brands.

BEAUTY INSURANCE FOR THE SELF-EMPLOYED

At Insync, our team have a wealth of knowledge on insurance for the self-employed. Not only can we cater to your treatment liability cover, equipment cover and Public Liability needs, we can also incorporate Personal Accident Cover into your package.

Personal Accident cover will provide financial security to mobile beauticians, hairdressers, makeup artists and more.  Should you suffer a bodily injury that prevents you from working, you can claim your lost income for accidents that temporarily inhibit you, or lump-sum payments for specific life-changing injuries.

MOBILE HAIRDRESSING

Our Team at Insync provide insurance cover for freelance or mobile hairdressers right across the UK.

As hair industry experts, we recognise that every stylist may have different requirements. Our instant hairdresser's public liability quotation system will compare cover from over 5 of the UK's leading insurers, helping you find the right level of cover at the right price!

BEAUTY SALON INSURANCE

At Insync our aim is simple – to provide highly competitive and comprehensive insurance products to the Salon industry.

We can arrange cover for the latest treatments performed by qualified professionals along with the everyday risks that come with running your business.

Whether you’re a freelance beauty therapist or a director of a salon, you will find the cover you need.

HAIR SALON INSURANCE

Insync hair salon insurance packages provide a simple, cost-effective solution for all your critical insurable risks. What's more, our menu-driven approach means that you only pay for the cover you need.

As hair industry experts, we take the time to understand your bespoke requirements, helping you cut through the red tape to find the right level of cover for your hairdressing business at the right price. Whether you're a barber or hairdresser, one of our qualified beauty insurance specialists can help you get the right tailored cover for you.

AESTHETIC TREATMENT COVER

We can provide cover for both medic and non-medic aesthetic practitioners for treatments that they are qualified to carry out. Our Aesthetics Policies are suitable for both medical clinics and beauty salons that are providing advanced treatments. Speak to one of our qualified aesthetics team today for more information!

NAIL SALON & NAIL TECH INSURANCE

Whether you are a nail salon/nail bar owner or a mobile nail technician, we can set up the right beauty insurance for your business. You can insure your equipment, building, employees, fixtures and fitting and more along with your treatment liability for manicures, pedicures, nail art & extensions.

FIND OUT MORE ABOUT INSYNC

In today’s digital world, business has evolved, so why hasn’t your insurance broker? That’s why we created Insync! An alternative to the slow, outdated and inefficient way business insurance is traditionally arranged.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need!

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Medical Professionals throughout the UK.

FAQs for Beauty Insurance

What Beauty Insurance Is a Legal Requirement for my business?

Unless you are a medical practitioner carrying out medical-grade treatments, most cover is not a legal requirement. One area that may be required of you, however, is Employers Liability Insurance.

Employers Liability is a legal requirement for many UK businesses with employees and, if you don't have it when you should, can result in some heavy fines. Find out more here.

Why do I need Beauty Insurance?

All businesses should have some form of insurance to protect their income and physical property. However, beauty and hair businesses should also take out specialist insurance to protect them from negligence claims concerning treatments.

Allergic reactions, chemical burns, scarring are all risks of beauty treatments that cannot be foreseen, and the legal costs and payouts of a compensation claim can bring about a significant financial loss. Furthermore, this cost can be drastically increased if your client is someone in the entertainment industry. Having a robust treatment liability insurance policy can ensure you can carry out your work with peace of mind.

If you are working in a salon, there is a risk of slips, trips or falls. For example, after washing a client's hair, another client slips on an unseen patch of water and breaks their hip. When the client takes legal action, you are found liable and must pay compensation. A public liability insurance policy would cover you for both the legal fees and the subsequent payout.

Do You Cover Aesthetic Clinics Under the Beauty Salon Package?

Yes, if you run an aesthetic clinic, we can provide you with an insurance package similar to a beauty salon package with a more extensive list of treatments. 

Please find out more here on our dedicated Aesthetics Insurance page here.

What Will Beauty Treatment Liability Insurance Cover Me For?

Treatment liability, Treatment Risk, or Professional Indemnity cover are all names for the same core cover.

It will cover you, specifically, for compensation claims of bodily injuries resulting from of any treatment you have carried out. For example, a client suffers an allergic reaction. Should they make a claim, your insurance will cover the cost of compensation and any legal fees.

Where Will My Beauty Insurance Policy Cover Me For?

Your beauty insurance policy can cover you to work in a variety of locations. Our Insync Beauty Policies are suitable for mobile beauty businesses, salon owners, professionals renting a chair within a salon and more. Locations include:

  • In the salon
  • In a client's home
  • At an event venue (such as weddings, shows, exhibitions)
  • Film sets

And more! Just be sure to specify where you are working and to update us on any major changes when you take out cover.

If you are seeking cover for invasive treatments such as injectables and chemical peels, restrictions on locations will be tighter. For aesthetic policies, visit our dedicated aesthetics page here.

What Insurance should I consider for My Beauty Business?

At Insync, our beauty insurance packages utilise a simple menu-driven approach allowing you to select the specific sections of cover applicable to your business.

Every beauty business will have a core requirement for treatment risk, and, unlike some of our competitor's, we will never offer cover without this vital component.

We offer a variety of options for your beauty business policy, including:

  • Public Liability Insurance
  • Product Liability Insurance (for aftercare products you sell or hand out)
  • Commercial Property Insurance (protection against fire, flood and other perils)
  • Business Equipment & Contents Insurance
  • Fixtures and Fittings Cover
  • Tenants Improvements Insurance (if you are leasing a salon space and fit your own, lighting, sinks, mirrors etc., we can cover these)
  • Business Interruption Cover (covers profit losses following an insured loss
  • Salon glass front and signage

Insurance will cover you for the losses of physical assets on your policy, as well as the cost of compensation and legal fees.

How quickly can I get my Beauty Therapist insurance set up?

With Insync, you can buy beauty business insurance online and receive your policy documents IN MINUTES.

What cover is available online?

  • Public Liability (up to £5,000,000 indemnity - including Products Liability)
  • Standard Treatment Cover 
  • Stock Equipment and Money Cover (up to £5,000 covered)
  • Legal Expenses (as an optional extra)

If you are looking for more extensive cover, for instance, commercial property cover or to insure advanced treatments outside of our general list, our specialist beauty and aesthetics team are on hand to set up your business with the cover you need over the phone at 01200 309516.

Once you have cover, your policy will be easily updateable over the phone or through our customer portal - where you will also be able to access your policy documents.

 

Do I Need Product Liability Cover for my Beauty Business?

Products Liability comes recommended for most businesses but in particular beauty businesses.

It covers you for claims of bodily injury or property damage caused by a product you have supplied, manufactured, or designed. It even includes products you give away or white-label goods.

Products liability insurance is included with your Public Liability policy as standard. This is particularly useful if you sell beauty products or aftercare.

Like other cover, Products Liability will cover you for both the cost of financial compensation and legal fees in the event of a claim.

 

What standard beauty treatments can Insync cover online?

If you are only looking for standard cover, you can purchase Treatment Cover for the following treatments online today:

  • Washing, styling, cutting, drying, dyeing of hair and hair extensions
  • Tinting, bleaching, permanent waving, straightening of the hair or other special treatments of the hair or scalp and eyebrow plucking, shaping and tinting
  • Manicuring (including nail extensions and nail art) or pedicuring
  • Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels.
  • Piercing by the gun and stud method excluding piercing of the tongue or genitalia
  • Facials (including masks ionization and steaming, vacuum and AHA/glycolic acid peel treatments but not any other chemical peels)
  • Hair removal, wax or sugaring or other external body treatment preparations, electrolysis,
  • hair removal using electrolysis equipment (provided that such equipment is inspected at least annually by a qualified electrical engineer and is operated by a qualified person).
  • alternative therapies (Reiki, spiritual healing, readings etc.)
  • body massage (including the use of hot stones, scrubs and masks)
  • eyelash treatments including tinting, shaping, threading, extensions
  • Holistic Therapy, life coaching and counselling
  • Hopi ear candling
  • LED light therapy (excluding facials)
  • henna brows

The following is acceptable subject to the therapist being NVQ Level 3 qualified or higher:

  • basic microcurrent
  • micro epidermal abrasion

LED light therapy including facials 

What advanced treatments does your beauty insurance policy cover?

Insync beauty insurance policies are individually underwritten based on the specific treatments carried out. We can provide cover for a wide range of treatments including cosmetic work such as Botox, Acid or Chemical Peels. Cover can be arranged for most treatments including: 

  • Cover for case studies and students
  • Semi-Permanent make-up, Microblading, Scalp Micropigmentation
  • Radio Frequency (RF), Fibroblast, Plasma Skin Tightening treatments, Plasma Pen and Touch Skin
  • Micro-needling, Derma-rollers, Dermapen
  • Red veins, thread veins, milia, spider veins, skin tags, verrucae, non-benign warts – APPLICABLE FOR CYROTHERAPY, ADVANCED ELECTROLYSIS AND PLASMA
  • Cryo-lipolysis
  • Ultrasonic (lipo) cavitation
  • Ultherapy, High Intensity Focused Ultrasound (HIFU)
  • Photon Light Therapy and LED Facials
  • Dermaplaning
  • Microblading
  • Permanent Make-Up
  • ACTfast
  • Meta Therapy (Dermatude) and Mesotherapy and Nappage Mesotherapy
  • PRP Facials/Neck PRP/Scalp
  • BB Glow
  • Caboxytherapy
  • Coolsculpt/Cryotherapy/Shockwaves/Cryotherapy
  • LED Light Therapy
  • HIFU
  • HyaPen / Hyaluronic Pen
  • Case studies for the above treatments (up to 12) £85
  • Laser tattoo removal
  • Super Hair Removal
  • Saline removal
  • Piercing
  • Laser Hair Removal (Skin types 1 to 6)
  • Tattoo
  • Fat Dissolving Treatments & Injectables
  • Anti-wrinkle injectable treatments
  • Teaching & Teacher Training
  • Sunbeds & Tanning Salons
What Beauty Insurance Is a Legal Requirement for my business?

Unless you are a medical practitioner carrying out medical-grade treatments, most cover is not a legal requirement. One area that may be required of you, however, is Employers Liability Insurance.

Employers Liability is a legal requirement for many UK businesses with employees and, if you don't have it when you should, can result in some heavy fines. Find out more here

Why Do I Need Beauty Insurance?

All businesses should have some form of insurance to protect their income and physical property. However, beauty and hair businesses should also take out specialist insurance to protect them from negligence claims concerning treatments.

Allergic reactions, chemical burns, scarring are all risks of beauty treatments that cannot be foreseen, and the legal costs and payouts of a compensation claim can bring about a significant financial loss. Furthermore, this cost can be drastically increased if your client is someone in the entertainment industry. Having a robust treatment liability insurance policy can ensure you can carry out your work with peace of mind.

If you are working in a salon, there is a risk of slips, trips or falls. For example, after washing a client's hair, another client slips on an unseen patch of water and breaks their hip. When the client takes legal action, you are found liable and must pay compensation. A public liability insurance policy would cover you for both the legal fees and the subsequent payout.

Do You Cover Aesthetic Clinics Under the Beauty Salon Package?

Yes, if you run an aesthetic clinic, we can provide you with an insurance package similar to a beauty salon package with a more extensive list of treatments. 

Please find out more here on our dedicated Aesthetics Insurance page here. 

What Will Beauty Treatment Liability Insurance Cover Me For?

Treatment liability, Treatment Risk, or Professional Indemnity cover are all names for the same core cover.

It will cover you, specifically, for compensation claims of bodily injuries resulting from of any treatment you have carried out. For example, a client suffers an allergic reaction. Should they make a claim, your insurance will cover the cost of compensation and any legal fees.

Which locations will my Policy cover me for?

Your beauty insurance policy can cover you to work in a variety of locations. Our Insync Beauty Policies are suitable for mobile beauty businesses, salon owners, professionals renting a chair within a salon and more. Locations include:

  • In the salon
  • In a client's home
  • At an event venue (such as weddings, shows, exhibitions)
  • Film sets

And more! Just be sure to specify where you are working and to update us on any major changes when you take out cover.

If you are seeking cover for invasive treatments such as injectables and chemical peels, restrictions on locations will be tighter. For aesthetic policies, visit our dedicated aesthetics page here.

What Insurance should I consider for My Beauty Business?

At Insync, our beauty insurance packages utilise a simple menu-driven approach allowing you to select the specific sections of cover applicable to your business.

Every beauty business will have a core requirement for treatment risk, and, unlike some of our competitor's, we will never offer cover without this vital component.

We offer a variety of options for your beauty business policy, including:

  • Public Liability Insurance
  • Product Liability Insurance (for aftercare products you sell or hand out)
  • Commercial Property Insurance (protection against fire, flood and other perils)
  • Business Equipment & Contents Insurance
  • Fixtures and Fittings Cover
  • Tenants Improvements Insurance (if you are leasing a salon space and fit your own, lighting, sinks, mirrors etc., we can cover these)
  • Business Interruption Cover (covers profit losses following an insured loss
  • Salon glass front and signage

Insurance will cover you for the losses of physical assets on your policy, as well as the cost of compensation and legal fees.

How quickly can I get my Beauty Therapist insurance set up?

With Insync, you can buy beauty business insurance online and receive your policy documents IN MINUTES.

What cover is available online?

  • Public Liability (up to £5,000,000 indemnity - including Products Liability)
  • Standard Treatment Cover 
  • Stock Equipment and Money Cover (up to £5,000 covered)
  • Legal Expenses (as an optional extra)

If you are looking for more extensive cover, for instance, commercial property cover or to insure advanced treatments outside of our general list, our specialist beauty and aesthetics team are on hand to set up your business with the cover you need over the phone at 01200 309516.

Once you have cover, your policy will be easily updateable over the phone or through our customer portal - where you will also be able to access your policy documents.

Do I Need Product Liability Cover for my Beauty Business?

Products Liability comes recommended for most businesses but in particular beauty businesses.

It covers you for claims of bodily injury or property damage caused by a product you have supplied, manufactured, or designed. It even includes products you give away or white-label goods.

Products liability insurance is included with your Public Liability policy as standard. This is particularly useful if you sell beauty products or aftercare.

Like other cover, Products Liability will cover you for both the cost of financial compensation and legal fees in the event of a claim.

What standard beauty treatments can Insync cover online?

If you are only looking for standard cover, you can purchase Treatment Cover for the following treatments online today:

  • Washing, styling, cutting, drying, dyeing of hair and hair extensions
  • Tinting, bleaching, permanent waving, straightening of the hair or other special treatments of the hair or scalp and eyebrow plucking, shaping and tinting
  • Manicuring (including nail extensions and nail art) or pedicuring
  • Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels.
  • Piercing by the gun and stud method excluding piercing of the tongue or genitalia
  • Facials (including masks ionization and steaming, vacuum and AHA/glycolic acid peel treatments but not any other chemical peels)
  • Hair removal, wax or sugaring or other external body treatment preparations, electrolysis,
  • hair removal using electrolysis equipment (provided that such equipment is inspected at least annually by a qualified electrical engineer and is operated by a qualified person).
  • alternative therapies (Reiki, spiritual healing, readings etc.)
  • body massage (including the use of hot stones, scrubs and masks)
  • eyelash treatments including tinting, shaping, threading, extensions
  • Holistic Therapy, life coaching and counselling
  • Hopi ear candling
  • LED light therapy (excluding facials)
  • henna brows

The following is acceptable subject to the therapist being NVQ Level 3 qualified or higher:

  • Basic microcurrent
  • Micro epidermal abrasion
  • LED light therapy including facials
What standard beauty treatments can Insync cover online?

If you are only looking for standard cover, you can purchase Treatment Cover for the following treatments online today:

  • Washing, styling, cutting, drying, dyeing of hair and hair extensions
  • Tinting, bleaching, permanent waving, straightening of the hair or other special treatments of the hair or scalp and eyebrow plucking, shaping and tinting
  • Manicuring (including nail extensions and nail art) or pedicuring
  • Application of cosmetics, spray tans, Indian head massage or aromatherapy (other than aromatherapy to pregnant women), application of body jewels.
  • Piercing by the gun and stud method excluding piercing of the tongue or genitalia
  • Facials (including masks ionization and steaming, vacuum and AHA/glycolic acid peel treatments but not any other chemical peels)
  • Hair removal, wax or sugaring or other external body treatment preparations, electrolysis,
  • hair removal using electrolysis equipment (provided that such equipment is inspected at least annually by a qualified electrical engineer and is operated by a qualified person).
  • alternative therapies (Reiki, spiritual healing, readings etc.)
  • body massage (including the use of hot stones, scrubs and masks)
  • eyelash treatments including tinting, shaping, threading, extensions
  • Holistic Therapy, life coaching and counselling
  • Hopi ear candling
  • LED light therapy (excluding facials)
  • henna brows

The following is acceptable subject to the therapist being NVQ Level 3 qualified or higher:

  • Basic microcurrent
  • Micro epidermal abrasion
  • LED light therapy including facials
What Advanced Treatments Does your Beauty Therapist Insurance Cover

Insync beauty insurance policies are individually underwritten based on the specific treatments carried out. We can provide cover for a wide range of treatments including cosmetic work such as Botox, Acid or Chemical Peels. Cover can be arranged for most treatments including: 

  • Cover for case studies and students
  • Semi-Permanent make-up, Microblading, Scalp Micropigmentation
  • Radio Frequency (RF), Fibroblast, Plasma Skin Tightening treatments, Plasma Pen and Touch Skin
  • Micro-needling, Derma-rollers, Dermapen
  • Red veins, thread veins, milia, spider veins, skin tags, verrucae, non-benign warts – APPLICABLE FOR CYROTHERAPY, ADVANCED ELECTROLYSIS AND PLASMA
  • Cryo-lipolysis
  • Ultrasonic (lipo) cavitation
  • Ultherapy, High Intensity Focused Ultrasound (HIFU)
  • Photon Light Therapy and LED Facials
  • Dermaplaning
  • Microblading
  • Permanent Make-Up
  • ACTfast
  • Meta Therapy (Dermatude) and Mesotherapy and Nappage Mesotherapy
  • PRP Facials/Neck PRP/Scalp
  • BB Glow
  • Caboxytherapy
  • Coolsculpt/Cryotherapy/Shockwaves/Cryotherapy
  • LED Light Therapy
  • HIFU
  • HyaPen / Hyaluronic Pen
  • Case studies for the above treatments (up to 12) £85
  • Laser tattoo removal
  • Super Hair Removal
  • Saline removal
  • Piercing
  • Laser Hair Removal (Skin types 1 to 6)
  • Tattoo
  • Fat Dissolving Treatments & Injectables
  • Anti-wrinkle injectable treatments
  • Teaching & Teacher Training
  • Sunbeds & Tanning Salons

Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 01200 309516
e. This email address is being protected from spambots. You need JavaScript enabled to view it.

© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is 2nd Floor, 50 Fenchurch St, Tower, London EC3M 3JY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business