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Beauty insurance packages from Insync Insurance are specifically designed for professionals working in the beauty industry. Discover award-winning hairdresser insurance & beauty therapist insurance, including tailored cover for treatment risk, product and equipment, commercial property, public liability cover and more.
At Insync, our aim is simple – to provide highly competitive and comprehensive insurance products to the UK beauty industry.
The Insync team pride themselves on their detailed understanding of the hair & beauty industry, providing expert advice on beauty insurance from hairdresser insurance to beauty therapist insurance. From day one, you will be allocated with your own dedicated beauty insurance advisor who will take their time to understand your business and tailor cover to meet your exact requirements.
We can arrange cover for the latest treatments performed by qualified professionals along with the everyday risks that come with running your business.
Whether you're a freelance beauty therapist or a salon director, you will find the cover you need.
Hairdressers can purchase cover online in minutes with Insync Insurance. Our standard treatment policies will cover your treatment liability for the cutting, washing, styling, tinting, bleaching, dyeing, permanent waving or straightening of hair or hair extensions for qualified hairdressers.
At Insync, we take the hassle out of arranging your beauty business insurance. Our qualified team are on hand to arrange cover for a wide range of risks from injuries caused by treatments, to your contents and stock.
Specialist cover for self-employed and freelance beauticians
Public Liability Insurance from £1m to £5m
Treatment Risk included as standard
Wide range of treatments (see policy for full details)
Beauty equipment, contents, stock and specialist machinery
Money and legal expenses options
We compare prices and cover from our panel of leading beauty salon insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – only pay for the sections you need
Expert advice from hair and beauty specialists
24 Hour Claims Helpline
Personal – Digital servicing AND your own dedicated insurance professional
Easily arrange Products, Public & Employers Liability Insurance
At Insync we are totally focused on providing not just the correct cover at a superb price but as importantly, a fantastic customer experience.
As part of this experience and as a thank you for taking out your policy with Insync, we will give you access to our exclusive benefits platform, Insync Benefits.
This is completely FREE to you, giving you unbelievable discounts and offers from some of the biggest high street brands.
In today’s digital world, business has evolved, so why hasn’t your insurance broker? That’s why we created Insync! An alternative to the slow, outdated and inefficient way business insurance is traditionally arranged.
Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need!
We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Medical Professionals throughout the UK.
Unless you are a medical practitioner carrying out medical-grade treatments, most cover is not a legal requirement. One area that may be required of you, however, is Employers Liability Insurance.
Employers Liability is a legal requirement for many UK businesses with employees and, if you don't have it when you should, can result in some heavy fines. Find out more here.
All businesses should have some form of insurance to protect their income and physical property. However, beauty and hair businesses should also take out specialist insurance to protect them from negligence claims concerning treatments.
Allergic reactions, chemical burns, scarring are all risks of beauty treatments that cannot be foreseen, and the legal costs and payouts of a compensation claim can bring about a significant financial loss. Furthermore, this cost can be drastically increased if your client is someone in the entertainment industry. Having a robust treatment liability insurance policy can ensure you can carry out your work with peace of mind.
If you are working in a salon, there is a risk of slips, trips or falls. For example, after washing a client's hair, another client slips on an unseen patch of water and breaks their hip. When the client takes legal action, you are found liable and must pay compensation. A public liability insurance policy would cover you for both the legal fees and the subsequent payout.
Treatment liability, Treatment Risk, or Professional Indemnity cover are all names for the same core cover.
It will cover you, specifically, for compensation claims of bodily injuries resulting from of any treatment you have carried out. For example, a client suffers an allergic reaction. Should they make a claim, your insurance will cover the cost of compensation and any legal fees.
Your beauty insurance policy can cover you to work in a variety of locations. Our Insync Beauty Policies are suitable for mobile beauty businesses, salon owners, professionals renting a chair within a salon and more. Locations include:
And more! Just be sure to specify where you are working and to update us on any major changes when you take out cover.
If you are seeking cover for invasive treatments such as injectables and chemical peels, restrictions on locations will be tighter. For aesthetic policies, visit our dedicated aesthetics page here.
At Insync, our beauty insurance packages utilise a simple menu-driven approach allowing you to select the specific sections of cover applicable to your business.
Every beauty business will have a core requirement for treatment risk, and, unlike some of our competitor's, we will never offer cover without this vital component.
We offer a variety of options for your beauty business policy, including:
Insurance will cover you for the losses of physical assets on your policy, as well as the cost of compensation and legal fees.
With Insync, you can buy beauty business insurance online and receive your policy documents IN MINUTES.
What cover is available online?
If you are looking for more extensive cover, for instance, commercial property cover or to insure advanced treatments outside of our general list, our specialist beauty and aesthetics team are on hand to set up your business with the cover you need over the phone at 01200 309516.
Once you have cover, your policy will be easily updateable over the phone or through our customer portal - where you will also be able to access your policy documents.
Products Liability comes recommended for most businesses but in particular beauty businesses.
It covers you for claims of bodily injury or property damage caused by a product you have supplied, manufactured, or designed. It even includes products you give away or white-label goods.
Products liability insurance is included with your Public Liability policy as standard. This is particularly useful if you sell beauty products or aftercare.
Like other cover, Products Liability will cover you for both the cost of financial compensation and legal fees in the event of a claim.
If you are only looking for standard cover, you can purchase Treatment Cover for the following treatments online today:
The following is acceptable subject to the therapist being NVQ Level 3 qualified or higher:
LED light therapy including facials
Insync beauty insurance policies are individually underwritten based on the specific treatments carried out. We can provide cover for a wide range of treatments including cosmetic work such as Botox, Acid or Chemical Peels. Cover can be arranged for most treatments including:
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX
t. 01200 309516
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is 2nd Floor, 50 Fenchurch St, Tower, London EC3M 3JY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business