Home Insurance
Insync offers a range of products from leading and specialist insurers to meet your Home Insurance needs, lifestyle and budget.
Start Your Quote
Let us have a few details so we can get started with your quote …
Repeatedly awarded the Platinum Trusted Service Award by Feefo for consistently delivering excellent customer service.
Get a quote and buy your policy online in minutes. No forms, no fuss and policy documents direct to your inbox.
Review prices from a panel of insurers in minutes, saving you time as well as money. Receive instant advice from our team of Business Insurance Experts.
Home Insurance
Insync gets to know you and your home and offers a choice of products from leading and specialist insurers that have been carefully designed to meet your needs, lifestyle and budget. No matter what type of home you own, we can arrange the right insurance for you, and our pricing is very competitive.
Our team of expert business insurance advisors are here to understand your specific risks and compare home-based business insurance quotes from up to 10 of the UK’s leading insurers to find the right cover at a price. Check out the different types of homes we can cover:
Holiday Homes
Our Holiday Home Insurance is designed for apartments, cottages, chalets or houses that aren’t used as primary residences.
Whether the property is used by you and your family or is ‘let’ to paying guests, there is more risk than in your main home.
Properties may be left empty for long periods and be susceptible to damage such as theft, malicious damage or escape of water which may go unnoticed.
If a holiday home is ‘let’ to paying guests, our insurance will cover liability if someone is injured through your negligence, for example, tripping on a loose carpet. The policy will also cover damage to the contents of the home.
Building Work and Prefab Homes
Designed for both occupied and unoccupied homes undergoing renovation, we can arrange insurance to cover the length of the building work.
Cover will include public liability insurance to protect you if someone is injured at your property during the renovation and also cover legal costs in the event of a contract dispute.
Additionally, obtaining insurance for homes built from non-standard materials can be difficult as some insurers consider the structures as higher risk or temporary.
Our team has many years of experience arranging insurance for steel, timber frame and prefabricated homes and understands they may have the same life expectancy as a brick-built property.
Homes at Risk of Flooding
At Insync Insurance, we consider each flood risk individually, reviewing the history of flooding at the property or in the area. This is so we can arrange the best possible cover for your home.
Insurers can take a different view on the flood risk of individual postcodes, so even if you have been refused cover elsewhere, Insync may still be able to help.
We cover flood-risk homes on a case-by-case basis and may be unable to find an insurer depending on your circumstances.
Airbnb Lets
Short-term renting of rooms through online websites like Airbnb continues to grow in popularity, but inviting paying guests into your home can invalidate your home insurance if you’re not careful.
Most standard household insurance policies will exclude cover if your home is used for business purposes, and theft or accidental damage to property by paying guests is often a specific exclusion.
Whilst Airbnb provides hosts with cover for damage to property by guests, this still leaves hosts without cover if a guest injures themselves in the home through negligence, for example, slipping on a loose carpet.
However, we can cover your Airbnb Let, whether it’s in your own home or in a second property.
Listed Homes
We take into account the risks associated with looking after a Listed property. You can relax knowing that if you need to make an insurance claim for damage to your home, repairs will be carried out in keeping with the building’s heritage, using recommended building contractors, traditional building methods and the right materials to comply with regulations.
Cover specifically designed for your unique listed home can include:
- Loss or accidental damage to your buildings, contents, fine art, antiques and valuables, anywhere in the world
- Unlimited sum insured, so you don’t have to worry about rebuilding costs
- Alternative accommodation for you and your pets for up to 3 years to allow repairs to take place to the required standard
- Home Cyber to protect against computer viruses removal following a cyber attack, fraud and telephone hacking
High-Value Homes
This specific type of policy is designed for Homes with contents worth over £75,000. Our policy provides cover for Loss or Accidental Damage worldwide for:
- Buildings
- Building Contents
- Fine Art and Antique Items
- Valuables such as Jewellery, Tech, Watches and Heirlooms
- Home Cyber to protect against computer viruses removal following a cyber attack, fraud and telephone hacking
We’ll ensure to protect your belongings that are at greater risk of theft and keep your piece of mind when away from home.
Why choose insync for Home insurance?
In today’s digital world, business has evolved, so why hasn’t your insurance broker?
We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for home businesses throughout the UK.
Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!