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Tradesman and Contractors Insurance

Tradesman insurance for all professions, including building and electrical contractors. Up to £5m Indemnity and contractors all-risks extension

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Our Tradesman Insurance

Looking for Tradesman Insurance? Insync can provide business protection for over a hundred different trades. Our specialist tradesman insurance policies include Tradesman Public Liability insurance, Tool cover, and more. Our policies provide financial aid to cover the cost of replacing damaged property, legal costs and compensation payments. 

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Tradesman Liability Insurance

Tradesmen Insurance from Insync is a tailored policy for your business. We can arrange Tradesman Liability Insurance, including Public Liability and Employers’ Liability cover. Along with optional insurance for your tools, plant and equipment, personal accident and more!

Compare Tradesman Liability Quotes

Whether you are a Sole Trader, Partnership or Limited Company, buying cover is a breeze with Insync Insurance! Enter some quick details about your business and trade, and our secure online system will compare quotes for tradesman cover from up to 10 of the UK’s leading liability insurers.

You can buy your policy online and receive your insurance certificate and policy documents in minutes – quick, simple and affordable!

Why choose insync for Tradesman and Contractors insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Tradesmen throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

Tradesman and Contractors Insurance

  • Specialist cover for 100+ contracting trades from Builders, Plumbers, Plasters and Electricians to Cleaners & Roofers
  • Sole traders, partnerships, Limited Companies
  • Cover for full-time employees, subcontractors and temporary employees
  • Public Liability up to £5m Indemnity (higher limits on request)
  • Optional Employers Liability
  • Tools cover available including overnight theft from vehicles
  • Contractors all-risks extension
  • Own or hired-in plant and materials
  • Cover available for high risk trades, specialist jobs or high risk sites
  • Specialist policies for height work with no height limit restrictions
  • Legal Expenses and Personal Accident extensions

Insync for Tradesman and Contractors Insurance

  • We compare prices and cover from leading tradesman insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from liability insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional
  • Feefo Platinum Trusted Service Status for our consistently exceptional customer service

Tradesman and Contractors Insurance

  • Specialist cover for 100+ contracting trades from Builders, Plumbers, Plasters and Electricians to Cleaners & Roofers
  • Sole traders, partnerships, Limited Companies
  • Cover for full-time employees, subcontractors and temporary employees
  • Public Liability up to £5m Indemnity (higher limits on request)
  • Optional Employers Liability
  • Tools cover available including overnight theft from vehicles
  • Contractors all-risks extension
  • Own or hired-in plant and materials
  • Cover available for high risk trades, specialist jobs or high risk sites
  • Specialist policies for height work with no height limit restrictions
  • Legal Expenses and Personal Accident extensions

Insync for Tradesman and Contractors Insurance

  • We compare prices and cover from leading tradesman insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from liability insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional
  • Feefo Platinum Trusted Service Status for our consistently exceptional customer service

Brilliant Agent

The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.

Frequently
Asked Tradesman Insurance
Questions

We have prepared a list of the questions we are regularly asked by Customers before and after buying a policy.

If you need further help we are always available.

Cyber Risk Insurance provides indemnity against the associated risks and liabilities from cybercrime, data hacking and/or data breach.

From damage to websites or other online platforms to loss of personal data, cyber insurance can be tailored to your specific business requirements. Data Breach Insurance can be purchased in isolation or as part of a full cyber insurance package.

While Tradesman Public Liability cover is not compulsory; it should be regarded as essential for any manual trade. Without it, you will be personally liable for any accidents or other losses that may occur, putting your home or other assets at risk. 

If you have any employees, you are required by law to purchase Employers Liability Insurance, or you can face a fine of up to £2,500 per day.

If you sub-contract to a larger firm, you will likely be asked to provide proof of cover before any work commences.

Prices start from as little as £50 (plus insurance premium tax), but the specific cost of cover depends on some simple rating factors:

  • The size of the business (number of people working manually or the turnover)
  • The type of trade and/or split of work being carried out
  • Required limit of indemnity 
  • Experience and any claims history

There is no simple answer to how much cover you need and the best advice is always to consider your individual circumstances, both in terms of the work you carry out and the premises you work at. Think about the maximum property damage you could cause as well as the risk to the public.

If you are subcontracting to another firm, they will likely specify a minimum level of cover required. Typically this will start from £2m for public liability but can rise to £5m when working on larger projects or for local authorities.

Public Liability covers injuries to third-parties and damage to their property through your business activities.

For example, a member of the public is injured by insecure scaffolding or an employee damages a customer’s carpet while working in their house, and they want you to pay for repairs or replacement.

Public Liability covers both the legal expenses and the compensation owed to the claimant.

Sometimes it is a contractual obligation to hold Public Liability. However, it is not currently a legal requirement for businesses to hold this cover.

It is commonplace that a private or public contact will require you to have all-risks cover. This is something that we can arrange with you over the phone quickly easily.

At Insync, we provide cover for many self-employed individuals who would be left in financial trouble should they be left unable to work.

Our Personal Accident cover is split into two key areas:

  1. Capital Benefits providing lump-sum payments for life-changing events such as accidental death, paraplegia, quadriplegia or permanent disablement, as well as permanent loss of limbs, sight, hearing or speech.
  2. Weekly Benefits which will assist in replacing lost income for the period you are unable to work following an accident allowing you to keep the mortgage and rental payments up-to-date. We can also extend cover for sickness subject to underwriter acceptance.

Business Interruption Insurance is an add-on you can purchase as part of your policy. It will cover you for lost income following an insured loss such as a fire, flood, or theft of your equipment. It is available for businesses who own and insure business premises.