Woman sitting on bed having breakfast

Hotel, B&B and Guesthouse Insurance

Specialist cover for all types of hotel or guest house including bed and breakfasts, boutique hotels to a country club or franchised chains. Tailored cover including offsite catering, marques, weddings & special events, gymnasiums, beauty salons, swimming pools & other leisure facilities

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Review prices from a panel of insurers in minutes, saving you time as well as money. Receive instant advice from our team of Business Insurance Experts.

What is Covered with B&B Insurance?

Our Bed and Breakfast insurance packages were developed specifically to address the unique risks of hoteliers in a single straightforward policy.

We can provide protection for commercial property, contents, fixtures and fittings or stock, as well as liability exposures including Public Liability, Products Liability, and Employers Liability cover. Our expert team will arrange the right level of cover for you over the phone to provide you with complete peace of mind.

Woman sitting on bed having breakfast

Public Liability for Hotels, Guesthouses and B&Bs

As a Bed & Breakfast owner, Public Liability cover comes highly recommended. Public Liability will cover you from claims of accidental damage to third-party property, bodily injury, illness or accidental death. This can apply to guests or other members of the general public but excludes your employees.

For example, a guest slips on a bathroom floor where there should be slip-protection or becomes ill from a contaminated breakfast item.

Commercial Buildings Insurance for B&Bs

Protect your building from physical damage with a specialist policy from Insync. Cover your property from flooding, fire, storm damage and more.

If you are the owner of your building, the building insurance is your responsibility. However, if you are renting the premises, you will need to check who is responsible for insurance your landlord before the start of the tenancy.

Business Interruption Cover for Guesthouses and B&Bs

Business Interruption insurance comes recommended for any business owner. BI cover will support your business during periods of closure or partial-operation following an insured event.

For example, the West Wing of your guesthouse suffers extensive storm damage. While repairs are being carried out, your business is only able to operate at a limited capacity resulting in a loss of income.

If you have adequate Business Interruption insurance, any financial losses during your indemnity period can be recouped to prevent your business from falling into arrears or having to lay off staff.

Why choose insync for Hotel, Guesthouse and B&B insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for hospitality businesses throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

Guesthouse, Hotel & B&B Insurance

  • Specialist cover for all types of hotel or guest house including bed and breakfasts, boutique hotels to a country club or franchised chain
  • Commercial buildings cover – Emergency repairs, flood & fire protection
  • Single or multiple location Freehold hotels or leasehold businesses
  • Cover with previous claims or history of subsidence
  • Hotel contents (including specialist catering equipment), wet & dry stock and fixtures & fittings
  • Offsite catering, marques, weddings & specialist events
  • Gymnasiums, beauty salons, swimming pools & other leisure facilities
  • Signage & glass
  • Business Interruption (loss of profit)
  • Additional cover for Business Money including cash machines
  • Legal liabilities such as Public, Employers & Product Liability
  • Legal Expenses cover

Why choose Insync for B&B Insurance

  • We compare prices and cover from our panel of leading hotel insurers
  • Feefo Platinum Status Service Award-winning customer service team 
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from liability insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Guesthouse, Hotel & B&B Insurance

  • Specialist cover for all types of hotel or guest house including bed and breakfasts, boutique hotels to a country club or franchised chain
  • Commercial buildings cover – Emergency repairs, flood & fire protection
  • Single or multiple location Freehold hotels or leasehold businesses
  • Cover with previous claims or history of subsidence
  • Hotel contents (including specialist catering equipment), wet & dry stock and fixtures & fittings
  • Offsite catering, marques, weddings & specialist events
  • Gymnasiums, beauty salons, swimming pools & other leisure facilities
  • Signage & glass
  • Business Interruption (loss of profit)
  • Additional cover for Business Money including cash machines
  • Legal liabilities such as Public, Employers & Product Liability
  • Legal Expenses cover

Why choose Insync for B&B Insurance

  • We compare prices and cover from our panel of leading hotel insurers
  • Feefo Platinum Status Service Award-winning customer service team 
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from liability insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Brilliant Agent

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The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

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Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

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Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Frequently
Asked B&B Insurance
Questions

We have prepared a list of the questions we are regularly asked by Customers before and after buying a policy.