CARE HOME
INSURANCE

Tailored cover for Care Homes - Compare quotes from our panel of leading insurers

What Is Care Home Insurance?

Care home insurance provides specialist cover for all types of care businesses. Policies are individually structured to the exact requirements of each home. Core protection provides cover for the home’s legal liabilities (public liability and employers liability) and loss or damage to business contents and equipment.

In addition, the policy can be extended to cover damage to buildings, signs and glass, money, medical malpractice and treatment cover.

What Type of Facilities can be covered by Care Home Insurance?

We can arrange cover for most types of care facilities including:

  • Residential Homes
  • Retirement Villages
  • Elderly Care (including Nursing)
  • Adult Care Centres
  • Physical Disability Care
  • Dementia Care
  • Mental Health
  • Supported Living
  • Hospices

Compare Care Home Insurance Quotes

At Insync we specialise in cover for the medical and care industry. One of our dedicated insurance advisors will work with you to understand where specific risk exists and tailor a policy for you.

We can the compare cover and prices from our panel of insurers to help you find the right level of cover at the right price.

Need specialist
Care Home
Insurance advice?

Speak to one of our Care Home insurance experts at a time that suits you...

or call us directly on

0330 124 0730

CARE HOME INSURANCE COVER

  • Specialist cover for all types of Care Home or Domiciliary Care organisation

  • Bespoke insurance for registered care homes for the elderly

  • Nursing Care experts including medical malpractice and drug administration cover

  • Public and Products Liability Insurance

  • Employers Liability to protect your legal responsibilities for employees and any volunteers

  • Nursing malpractice cover

  • Property Protection for buildings, contents, machinery and specialist equipment

  • Professional Indemnity and Management risks (including Entity defence)

  • Public Liability Insurance Indemnity levels up to £5m+

  • Fidelity Cover (theft by employees)

  • Laptop, tablet, mobile phone or portable equipment

  • Option to include cover for loss of registration certificate

  • Legal Expenses, Home Contents, Travel & Personal Accident options

Why Insync for Care Homes

  • We compare prices and cover from leading care home insurers

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Care Home Insurance specialists

  • 24 Hour Claims Helpline

  • Personal – Digital servicing AND your own dedicated insurance professional

Care Insurance Claims Example

You receive notification from the solicitor of one of your care staff who has been off with a back injury. It is alleged that correct lifting training was not provided and this has led to the back problem, the claimant is seeking compensation for the injury which has also impacted their ability to play sport.

How Much Does Care Home Insurance Cost?

Each care home policy is calculated individually depending on your specific requirements. The location of the home (post-code), number of patients, residents and/or staff, construction of the property and the individual level of sums insured will all impact the insurers pricing.

Care Home Abuse Insurance Cover

Several well publicised examples have highlighted the risk of both abuse claims and accusations of abuse in the care sector. With this in mind it is important that care homes ensure that their current public liability insurance does not contain an abuse exclusion. 

Should an accusation of abuse arise, and an exclusion be present in the policy wording, the insurer is likely to decline any claim leaving you to manage the claim and any financial compensation yourself.

LATEST FROM OUR MEDICAL MALPRACTICE EXPERTS

Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 0330 124 0730
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© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business