Specialist UK Charity Insurance

We provide expert cover for UK registered Charities and Not-For-Profit organisations

What Is Charity Insurance?

Charity Insurance is available to the 125,000+ UK registered charities, providing a suite of tailored insurance cover from legal liabilities (public and employers liability), charity contents, computer equipment or property, money, professional indemnity and/or trustees indemnity.

Do I Need Charity Insurance?

All registered charities will have exposure to risk and a requirement for insurance protection. Core cover is typically Public and Products Liability for general fundraising, meetings and events. You can then extend cover for your legal liability to any employees and volunteers (employers liability).

If your charity meets in a hall or other public space, it is likely that you will be asked to provide a copy of your liability certificate. Similarly, if you are running a fundraising event the local authority may seek proof of cover before commencement.

Compare Charity Cover

As a specialist broker in the not-for-profit space, Insync has access to the UK’s leading social enterprise insurers.

Our charity insurance advisors will take the time to walk you through the range of cover options, comparing prices and polices from our panel of underwriters to help you find the right level of cover at the right price.

Charity Policy Extended Covers

In addition to the core legal liability protection, our charity policy can be tailored to your specific requirements from contents and equipment, computers and laptops, money, personal accident, professional indemnity, legal expenses and trustees liability. You only pay for the specific areas of cover required leaving more of your funds for good causes.

Need specialist
Insurance advice?

Speak to one of our Charity Insurance experts, at a time that suits you...

or call us directly on

01200 309 516

Charity Insurance Cover

  • Specialist Small Charity cover

  • Cover for Counselling services & support groups

  • Cover for Counselling services & support groups

  • Nurseries, playgroups and after school clubs, youth groups / clubs

  • Public Liability and Products Liability (including full cover for fundraising events)

  • Employers Liability to protect your legal responsibilities for employees and volunteers

  • Property Protection for offices, charity facilities or clubs

  • Indemnity levels up to £5m+

  • Fidelity Insurance Cover (theft by employees)

  • Laptop, tablet, mobile phone or portable equipment

  • Legal Expenses, Travel & Personal Accident options

Why Insync For Charity?

  • We compare prices and charity insurance cover from panel of leading insurers

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from Charity Insurance specialists

  • 24 Hour Claims Helpline

  • Personal – Digital servicing AND your own dedicated insurance professional

Charity Claims Example

A small charity arranges a cake sale as part of their local fundraising. During high winds the erected marque blows over injuring a volunteer and two attendees. One claimant loses the sight in one eye and is unable to work in their current role and seeks compensation in excess of £50,000 from the charity.

How Much Does Charity Insurance Cost?

Our menu style approach to small charity cover means that you only pay for the specific sections you need, keeping costs as low as possible. Public Liability cover only starts from as little as £60 (plus insurance premium tax) per annum, with interest free payment facilities for premiums over £120 per annum.

How Much Charity Cover DO I Need?

Every single charity will have different risks and requirements depending on its specific activities. Public liability limits range from a minimum of £1m to £5m and you should consider what would work for you.

If you are running events with a large number of attendees, then higher limits would be recommended. On many occasions you will be asked for a specific limit of indemnity to meet contractual requirements.


Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 01200 309516
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© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business