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CIC and Social Enterprise Insurance

Tailor cover for your Community Interest Company and compare quotes from our panel of leading insurers

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What is Community Interest Company Insurance?

Insurance for a Community Interest Company (CIC) is a specialist area and it’s good to deal with someone who shares your community values and understands the Social Enterprise Insurance sector. 

A Community Interest Company policy provides cover for core public liability insurance as well as other exposures such employers liability for any staff, and/or contents and computer equipment protection.

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Do I need CIC insurance?

Whilst a standard business insurance policy can normally cater for community interest companies, the added benefit of a specialist CIC Insurance policy is access to discounted premiums and enhanced levels of cover. 

As the decision making process of a CIC is aimed squarely at social enterprise claims ratios tend to much lower than an equivalent limited company and this is reflected in lower insurance premiums.

How much CIC Cover do I need?

With any social enterprise we understand the difficult balancing act between maximising cover and keeping costs in check.

In today’s litigious society, best advice is always to purchase as much liability insurance as you can afford and it might pay to obtain a range of options from £1m to £5m and compare premiums.

For property risks such as contents, the key is consistent review of your sums insured to ensure they remain adequate as the CIC grows and you purchase more equipment.

How much does CIC Insurance cost?

Due to the sheer diversification of CIC’s and their activities, each and every policy is individually calculated.

Premium levels can range from as little as £60 (plus insurance premium tax) for standalone public liability and from £150 (plus insurance premium tax) for full package cover.

Compare CIC insurance

At Insync we can arrange cover for CIC’s of all shapes, trades and sizes and can help you find the right level of protection whilst retaining maximum value for the company. 

We have developed a panel of specialist underwriters enabling our dedicated insurance advisors to tailor cover and compare prices, helping you find the right level of protection without breaking the bank!

Community Interest Company Insurance Extended Covers

Core cover for any CIC tends to be public liability insurance, from which we have the ability to add extensions such as employers’ liability in respect of your legal liability for employees or volunteers. 

Other popular additions include stock, contents, computers and laptops, money professional indemnity and legal expenses cover.

CIC Claims example

A local community interest company operates a careers advice and training service.

Following a training session one of attendees tripped over a laptop power cable and her head hit the side of a desk leaving them with a fractured jaw.

The clients’ insurers dealt with the subsequent compensation claim and associated loss of earnings.

Why choose insync for Community Interest Companies insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Community Interest Companies throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

Community Interest Company Insurance

  • Specialist cover for all types of Community Interest Companies (CIC’s)
  • Experts in conversions from Charity to CIC status
  • Health sector, Social care, Education and Community regeneration experts
  • Public Liability and Products Liability (including full cover for fundraising events)
  • Employers Liability to protect your legal responsibilities for employees and volunteers
  • Property Protection for contents, stock, offices, clubs or community facilities
  • Indemnity levels up to £5m+
  • Fidelity Cover (theft by employees)
  • Laptop, tablet, mobile phone or portable equipment
  • Option to include legal liabilities up to £10m Indemnity (Public & Employers Liability)
  • Legal Expenses, Travel and Personal Accident options

Why choose Insync for CIC Insurance

  • We compare prices and CIC insurance cover from our panel of leading insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from CIC Insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Charity Insurance

  • Specialist cover for all types of Community Interest Companies (CIC’s)
  • Experts in conversions from Charity to CIC status
  • Health sector, Social care, Education and Community regeneration experts
  • Public Liability and Products Liability (including full cover for fundraising events)
  • Employers Liability to protect your legal responsibilities for employees and volunteers
  • Property Protection for contents, stock, offices, clubs or community facilities
  • Indemnity levels up to £5m+
  • Fidelity Cover (theft by employees)
  • Laptop, tablet, mobile phone or portable equipment
  • Option to include legal liabilities up to £10m Indemnity (Public & Employers Liability)
  • Legal Expenses, Travel and Personal Accident options

Why choose Insync for Charity Insurance

  • We compare prices and CIC insurance cover from our panel of leading insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from CIC Insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Brilliant Agent

The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.