Directors & Officers Insurance

COMPREHENSIVE DIRECTORS & OFFICERS COVER, TAILORED TO ANY BUSINESS TYPE 

Directors & Officers Insurance

COMPREHENSIVE DIRECTORS & OFFICERS COVER, TAILORED TO ANY BUSINESS TYPE 

Compare D&O Insurance and receive Expert Advice

Insync can compare Directors and Officers insurance quotes from 5+ of the UK's leading insurers, supported by expert advice from a team of UK based management liability insurance experts.

What's even better is that you will be allocated a dedicated Account Executive who will handle your policy throughout the life of your policy.

What Is Directors and Officers Insurance?

Directors and Officers Insurance, or D&O Insurance as it is often referred, provides personal liability protection for the Directors and any Officers of a Limited Company. Typically, personal claims can occur against individual Directors, or all board members, where they have acted (or are accused of acting) without property authority, or have breached part of the Companies Act.

As a Director within Limited Company, you are in the decision-making seat alongside other Directors and management. By the nature of the role not all these decisions might be as seamless as you'd hoped, for any cases where the results of these decisions have led to claims or allegations, Directors and Officers Insurance can protect Directors as individuals against such claims.

Without Director & officer insurance these individuals may be exposed to personal financial risk, as even before a claim research court it may have costly investigations and defences set up. To avoid Directors or Officers personal finances put a risk, the company can have D&O insurance in place to protect and keep any finances secure.

D&O cover can be purchased in isolation or as part of a comprehensive management liability policy which will include additional protect for Employment Practices Liability and entity cover for the business itself.

Need specialist
Directors & Officers
Insurance advice?

Speak to one of our Directors & Officers insurance experts at a time that suits you...

or call us directly on

01200 309 516

DIRECTORS & OFFICERS INSURANCE

  • Specialist cover for Limited Companies, Charities, Clubs or Associations

  • Any One Claim Limits, with no limitation on number of claims that can be made in any period of insurance

  • Directors and Officers (D&O), Trustees Liability

  • Indemnity levels up to £5m+

  • Infringement of copyright and pollution extensions

  • Cyber Liability, Infringement of copyright and pollution extensions

  • Free Legal & Regulatory advice from industry specialists

  • Option to include legal liabilities up to £25m Indemnity (Public & Employers Liability)

  • Legal Expenses, Business Travel & Personal Accident options

  • Optional Professional Indemnity Insurance

Why Insync for D&O

  • We compare prices and cover from our panel of leading insurers

  • Instant quotations - cover and policy documents in minutes

  • Flexible cover & monthly payments – just pay for the sections you need

  • Expert advice from D&O insurance specialists

  • Personal – Digital servicing AND your own dedicated insurance professional

Do I Need Directors and Officers Insurance?

If you are a company director or an officer such as a company secretary, you have a personal responsibility and liability for your actions. Without adequate Directors and Officers Insurance, you could find yourself on the wrong end of costly litigation and / or compensation claims or fines from shareholders, third parties or regulators such as the Health and Safety Executive (HSE).

Whilst accusations or claims can later prove to be unfounded, without adequate insurance protection you would be left to manage the process and any associated legal bills which can cause considerable financial and emotional distress.

Why Do I Need Directors Insurance and Business Insurance?

As one of the highest positions of power in a company, a director is often celebrated when the company is successful but also has to face scrutiny when things don't go as planned.

As such, you as a director or officer of a company have specific duties, responsibilities and powers associated with the position. If you are found to have acted outside of the job description or have appeared to be negligent, you may be faced with a civil, criminal or regulatory penalty.

These responsibilities are vastly different to those usually which are undertaken by other members in the company and as such not usually covered by standard business insurance. What's more due to the high-risk decisions dictated by Directors as individuals, as opposed to the decisions made lower down in the company where usually multiple sign-off is required, Director and Officer Insurance unlike business insurance will protect you as an individual.

Directors and Officers insurance can cover you against

  • Breach of trust
  • Breach of duty
  • Neglect or error
  • and many more.

These are all cases which are not usually covered by Business Insurance.

What to do now...

Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 01200 309516
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