Our dedicated healthcare indemnity team specialise in medical indemnity and malpractice insurance quotes for all types of practitioners including doctors, surgeons, consultants and general practitioners (GPs).
Whether you're self-employed, run your own surgery, clinic or practice, we can compare and build a unique policy tailored to your individual needs. We make it easy to compare doctor's professional indemnity insurance from the UK's leading insurers. Our Medical Professional insurance includes Medical Indemnity as standard and we can also include, public liability, employer’s liability, medico-legal expenses and many more to make sure you and, if applicable, your practice is adequately covered.
We compare medical indemnity cover from over 5 of the leading insurers in the UK all provided by A-Rated insurers fully underwritten at Lloyd’s of London and all policies are approved for GMC registration and revalidation.
Our dedicated healthcare indemnity team also specialise in obtaining competitive terms for professionals that have been subject to disciplinary actions or have suffered previous claims or negligence allegations. If you have been unable to find cover elsewhere, or have had your membership cancelled or refused by a defence union such as The Medical Defence Union (MDU) or Medical Protection Society (MPS), our team will make it their priority to find you cover to continue to practice.
We can arrange doctors and other medical practice insurance to cover your equipment, theft, medical records and patients against accidents and incidents on your premises.
Most importantly we cover medical indemnity and malpractice especially for doctors, GPs and surgeons. Whether you're self-employed or work in private practice we make sure each policy is bespoke designed by our specialist team. You can extend your cover to include as much additional cover needed for your business.
In your line of work, you have responsibility for diagnostics, you require expert precision in treatments or surgeries and provide prescriptions to help those in pain or suffering. For those rare times where a patient has a complication or a diagnostic is missed, medical malpractice can cover your work and your livelihood should a patient claim against you or your practice. In most cases, treatments and illnesses always have a minor chance to incur side effects or complications and often this due to no fault of the medical practitioner. For the rare occasions where this is the case, perhaps because of an undisclosed medical history or even an allergy a patient didn't know they had, this cover will offer financial and legal protection to assist any compensation claims or court cases.
Other than Medical indemnity for doctors and surgeons, another important thing to consider when taking out doctors indemnity insurance is your equipment. Often worth thousands of pounds, you wouldn't be able to practice and help your patients without it. Whether it is breakdown, theft, or damage ask one of our specialist team for more information on how to insure your medical equipment under a specialist surgery or clinic insurance policy.
Whether you have a specialist Medical Practice, Dental Practice, General Practitioners Practice or even a Cosmetic surgery Clinic, you may need to consider the non-medical risks to patients while they're under your care. Public liability will provide cover for everyday accidents, injuries and damage. For example, a member of the public may harm themselves or damage one of their belongings while in your practice. This could be as accidental as tripping on a loose matt, twisting an ankle while climbing off a treatment bed, or a coffee spill across their phone. Public liability cover for doctors and surgeons isn't a legal requirement, however should any accidents happen, you can rest assured with this cover in the place.
Medical malpractice and indemnity cover is written on a “claims made” basis, this means is that you need to have cover in place, not only when the procedure or treatment is carried out, but also when a claim is reported. Whilst you maintain indemnity protection during your career this is not normally an issue, however, should you retire or cease to practice, it is important to arrange an extended reporting period, often known as “run-off” cover, against any future allegations which may arise.
Surgeons and doctors can often receive potential losses years into the future. Incidents are not deemed “statute-barred” for 3-years after the point of diagnosis, but this can still relate to previous treatment or a missed diagnosis – newly reported losses over 5 years' post-retirement are not uncommon.
Your dedicated advisor will work with you to ensure your specific extended reporting period or run-off cover is adequate for your needs.
01200 309 516
All our policies are approved for NMC registration and revalidation
A-Rated Cover fully underwritten at Lloyd's of London
Professional Nurse Indemnity from £1m to £5m+
Policies include Breach of Professional Confidentiality Libel and Slander and Inquest Costs cover
Professional Indemnity from £500k to £5m
Policies include Breach of Professional Confidentiality
Option to include Regulatory Body Hearings cover
Indemnity to Principle extension available
We can find you the best Professional Nurse Liability policy for your needs in one simple click, complete our form today and we'll be in touch.
Dedicated Healthcare and Medical Indemnity Team
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Medical Professional Indemnity Insurance specialists
Expert Medical Legal and Claims Support
Personal – Digital servicing AND your own dedicated insurance professional
If you work in certain professions, regulatory bodies might require that your business has professional indemnity insurance. In the case of the Nursing & Midwifery Council (NMC), you MUST have indemnity cover in place when you practice as a nurse, midwife or nursing associate. More information about the specific requirements and revalidation can be found on the NMC Website.
Insync is one of the largest insurance brokers serving the cosmetic and aesthetics sector and we have specialist schemes for Aesthetic Nurse Practitioners and Nurse Prescribers. Cover can include a wide variety of treatments such as anti-wrinkle injectables, dermal fillers and fat dissolving. Aesthetic Insurance premiums start from as little as £325.00, contact one of our specialist malpractice and aesthetics team today for a quotation on 01200 309516.
The NMC doesn’t stipulate a minimum level of professional indemnity cover for nurses looking to revalidate their cover and our best advice is always to purchase the highest level of protection you can afford. Your indemnity limit will represent the maximum amount which your insurer will pay out in awards and defence costs for an individual claim AND in the aggregate during your annual period of insurance. Multiple claims can quickly eat into a low limit of cover and leave you personally exposed. Limits start from £1m per annum, then rise to £2m and £5m, with higher limits available on request.
The RCN provides professional indemnity cover for nurses as part of annual membership. However, as amembership-based scheme,it is not tailored to each individualssituation. TheRCN scheme maynot provide cover for self-employed nurses if you work under a contract of employment (such as an agency or umbrella company).Also,specialist advanced nursing practicesand some social care nursing practicesare excluded, such as aesthetic or cosmetic treatments. Similarly, if you operate as a Limited Company, even as sole Director, the RCN scheme does not provide any protection. The Insync nurse indemnity scheme is adapted to your specific requirements giving you peace of mind that your insurer full understands your activities and is happy to cover you.
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX
t. 01200 309516
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business