Hair Salon Insurance
Tailored insurance cover for hairdressing salons - compare quotes online from our panel of leading insurers
Compare Hairdressing Salon Insurance Online
Our Salon team at Insync provide insurance cover for thousands of salons across the length and breadth of the UK.
As hair industry experts we take the time to really understand your bespoke requirements, helping you cut through the red tape to find the right level of cover for your hairdressing business at the right price.
Your instant hair salon insurance quote is only a few clicks away!
All policies include full public liability and treatment risk insurance.
As hair industry experts we take the time to really understand your bespoke requirements, helping you cut through the red tape to find the right level of cover for your hairdressing business at the right price.
Your instant hair salon insurance quote is only a few clicks away!
All policies include full public liability and treatment risk insurance.
What Does Hair Salon Insurance Cover?
Insync hair salon insurance packages provide a simple cost effective solution for all your key insurable risks. What’s more, our menu driven approach means that you only pay for the cover you need.
If you own the property where your salon is based we can protect your building against fire, flood, theft and other perils. If you lease or rent the property, that’s no problem either, we will make sure that any improvements and refurbishments you have completed are cover for you.
Business contents, stock and aftercare products can also be covered, along with money, signage and your shop front. We can also add business interruption, which covers fixed costs and loss of profits following a claim.
Chances are you will employ staff, in which case you are legally required to purchase employers liability insurance, covering compensation claims by current or former employees as a result of injuries sustained through their employment.
Based on core public liability insurance, it also includes cover against claims for treatment risk as standard, which includes claims for use of hair products and dyes.
Public liability insurance for a hair salon offers protection for claims and expenses from members of the public as a result of the actions of you or a member of your staff - for example, a client slips on a wet floor and breaks their arm.
If you own the property where your salon is based we can protect your building against fire, flood, theft and other perils. If you lease or rent the property, that’s no problem either, we will make sure that any improvements and refurbishments you have completed are cover for you.
Business contents, stock and aftercare products can also be covered, along with money, signage and your shop front. We can also add business interruption, which covers fixed costs and loss of profits following a claim.
Chances are you will employ staff, in which case you are legally required to purchase employers liability insurance, covering compensation claims by current or former employees as a result of injuries sustained through their employment.
Based on core public liability insurance, it also includes cover against claims for treatment risk as standard, which includes claims for use of hair products and dyes.
Public liability insurance for a hair salon offers protection for claims and expenses from members of the public as a result of the actions of you or a member of your staff - for example, a client slips on a wet floor and breaks their arm.
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What Is Treatment Risk Cover?
Hair treatment risk cover provides protection against compensation claims for injury or illness as a result of a hair treatment or application you have applied.
As a professional hair studio you have a duty of care to provide safe treatment to your clients. However, accidents can happen, which is why treatment risk is essential for hairdressing professionals.
As a professional hair studio you have a duty of care to provide safe treatment to your clients. However, accidents can happen, which is why treatment risk is essential for hairdressing professionals.
Do I Need Products Liability Insurance for my Salon?
Products liability insurance is included within our salon policy; this is particularly useful if you sell hair products or accessories.
Should someone suffer injury as a result of using the product they could seek financial compensation from you, which is where products liability will indemnify you.
Should someone suffer injury as a result of using the product they could seek financial compensation from you, which is where products liability will indemnify you.
Hair Salon Insurance - What Is the Most Common Claim?
Most people assume that treatment risk would represent the highest risk in a salon or hair studio. However, the most common form of claim is actually as a result of escape of water.
The sheer number of sinks and wash basins increases the chances of leaks and burst pipes and if this happens overnight the cost of the claim can be significant. With this in mind, it makes sense to have your heating and water system checked and serviced on a regular basis.
The sheer number of sinks and wash basins increases the chances of leaks and burst pipes and if this happens overnight the cost of the claim can be significant. With this in mind, it makes sense to have your heating and water system checked and serviced on a regular basis.
