CALL US: 01200 309 516
Insync is one of the UK's leading business and motor trade insurance brokers. Our UK team of trade cover experts have access to the UK's leading motor trade insurers including AXA, Aviva, Allianz, Covéa and NIG.
Our specialist team will take the time to understand your specific requirements and compare motor trade quotes, helping you find the right policy at the right price.
Motor trade insurance provides cover for all types of motor trade businesses from part-time traders requiring road risk only, to full garage risks (traders combined).
We can offer cover for a wide variety of activities including car valeting, breakdown and recovery, motor mechanics and car traders offering vehicle sale or servicing.
At the heart of any trade policy is road risk cover, providing cover for your own and customers vehicles. Road risks cover can also be extended to provide demonstration cover which allows potential customers to test-drive vehicles on public roads. If you provide temporary vehicles such as courtesy cars or own a recovery truck, we can include these in your policy.
If you own or operate from rented premises, you will also need protection for vehicles at your garage or forecourt for risks such as fire, theft or vandalism (stock of vehicles). In addition, you can cover contents, machinery, vehicle ramps, tools and materials.
Most road risk policies carry a limit of indemnity (for example, £10,000 or £15,000 etc.). This limit is the maximum amount the insurer will pay for an Own Damage, Fire or Theft claim – for example, you are driving a car valued at £15,000, but cover under your policy is limited to £10,000. In this scenario, the insurer will only pay up to the limit.
You should select your limit carefully in line with your specific business requirements and the vehicles you may drive.
01200 309 516
Specialist cover from traders insurance specialists
Road Risk insurance or full garage risk policies
Vehicle Sales, Body shops, Repair & MOT, Car valeting, Exhaust and tyre fitters
Specialist Equipment and Tools cover
Business Interruption Insurance for insured losses
24 Hour Claims Service Young Drivers – Motor Trade Insurance from aged 23+ Trade Plate Insurance cover Convicted drivers and poor claims history
Full or part-time traders Car or Van no claims discount to road risk conversion
Specialist or High-risk trade experts Engineering
Legal Protection & Uninsured Loss Cover
We compare prices and cover from our panel of 5+ leading trade insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Trade Insurance specialists
Your own dedicated Motor Trade Broker
Risk Management advice to keep your costs in check
We’re different – “It’s not just business, it’s personal”
As a business owner, you should be looking at specific types of liability cover. Other than Employers' Liability, which you may be required to have, one of the most popular policies is Public Liability. Public Liability covers you for claims of third-party injury, illness or property damage at your business premises and beyond.
Insurers appreciate that some traders will also use their vehicle for other business purposes. With this in mind, you may add additional business use – for example; if you are a carpenter and need cover to drive your van to travel to client sites or suppliers, we can extend your cover accordingly.
Commonly, a Motor Trade Insurance policy will often exclude certain types of vehicle, typically higher group or performance vehicles. A full list of any excluded vehicles will be made available at point of quotation. However, you will usually be able to obtain cover to drive third-party vehicles as part of your business insurance.
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX
t. 01200 309516
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is 2nd Floor, 50 Fenchurch St, Tower, London EC3M 3JY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business