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Insync is one of the UK’s leading motor trade insurance brokers. Our UK team of trade cover experts have access to the UK’s leading motor trade policies including AXA, Aviva, Allianz and LV=.
Your dedicated advisor will take the time to understand your specific requirements and compare motor trade quotes, helping you find the right policy at the right price.
Motor trade insurance provides cover for all types of motor trade businesses from part-time traders requiring road risk only, to full garage risks (traders combined).
We can offer cover for a wide variety of activities including car valeting, breakdown and recovery, motor mechanics and car traders offering vehicle sale and/or servicing.
At the heart of any trade policy is road risks, providing cover for your own and customers vehicles. Road risks cover can also be extended to provide demonstration cover which allows potential customers to test drive vehicles. If you provide courtesy vehicles or own a recovery truck, these can also be included.
If you own or operate from rented premises you will also need protection for vehicles at your garage or forecourt for risks such as fire, theft or vandalism (stock of vehicles). In addition, you can cover contents, machinery, vehicle ramps, tools and materials.
Specialist cover from traders insurance specialists
Road Risk insurance or full garage risk policies
Vehicle Sales, Body shops, Repair & MOT, Car valeting, Exhaust and tyre fitters
24 Hour Claims Service
Young Drivers – Motor Trade Insurance from aged 23+
Trade Plate Insurance cover
Convicted drivers and/or poor claims history
Full or part time traders
Car or Van no claims discount to road risk conversionSpecialist or High risk trade experts
Engineering, Legal Protection & Uninsured Loss Cover
We compare prices and cover from our panel of 5+ leading trade insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Trade Insurance specialists
Your own dedicated Motor Trade Broker
Risk Management advice to keep your costs in check
We’re different – “It’s not just business, it’s personal”
Absolutely, insurers appreciate that some traders also use their own vehicle for other business purposes. With this in mind you may add additional business use – for example, if you are a carpenter and need cover to drive you van to travel to client sites or suppliers, cover can simply in extended accordingly.
Motor Traders Insurance policies often exclude certain types of vehicle, typically higher group or performance vehicles. A full list of any excluded vehicles will be made available at point of quotation.
Most road risk policies carry a limit of indemnity (for example £10,000 or £15,000 etc.). This limit is the maximum amount the insurer will pay for an own damage or fire or theft claim – for example you are driving a car valued at £15,000 but cover under your policy is limited to £10,000 and the insurer will only pay up to the limit.
You should select your limit carefully in line with your specific business requirements and the vehicles you may drive.
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business