• Office Insurance

    Office Insurance

    Tailor Office and compare quotes online from our panel of leading insurers

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27
January
2016

What Does Office Insurance Cover?

Office Insurance provides a suite of cover which can encompass all the requirements of an office based business, from legal liabilities to computer, contents and property risks. Cover can also be extended to work away from the premises including electronic items such as laptops or tablets.

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Do I Need Office Insurance?

If your business has any employees, you are required by law to purchase employers’ liability insurance. Whilst there is no legal requirement to purchase other covers to protect contents, IT equipment or other liabilities such as professional indemnity or public liability, failure to do so will leave your business highly exposed to significant potential claims or losses.

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Compare Office Insurance and receive Expert Advice

At Insync we have access to over 10 of the UK’s leading business insurance providers. Our expert advisors will take the time to understand your business and its specific requirements before comparing cover and prices from our panel of insurers, helping you find the right level of cover at the right price.

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Office Policy Cover

  • Cover for all types of office location – High Street, Office Blocks, serviced or shared offices
    Cover for all types of office location – High Street, Office Blocks, serviced or shared offices
  • Any type of profession or trade
    Any type of profession or trade
  • Single or multiple location cover
    Single or multiple location cover
  • Sole Trader, Partnerships, LLP and Limited Companies
    Sole Trader, Partnerships, LLP and Limited Companies
  • Non-standard construction offices (flat roof or timber construction)
    Non-standard construction offices (flat roof or timber construction)
  • Office Contents, Computers, fixtures & fittings
    Office Contents, Computers, fixtures & fittings
  • Laptop, tablet, mobile phone or specialist equipment away from the office
    Laptop, tablet, mobile phone or specialist equipment away from the office
  • Employee dishonesty protection
    Employee dishonesty protection
  • Business Interruption (loss of fee income)
    Business Interruption (loss of fee income)
  • Legal liabilities up to £25m Indemnity (Public Liability & Employers Liability)
    Legal liabilities up to £25m Indemnity (Public Liability & Employers Liability)
  • Legal Expenses, Business Travel & Personal Accident options
    Legal Expenses, Business Travel & Personal Accident options
  • Professional Indemnity & Management Liability options
    Professional Indemnity & Management Liability options

Why Insync for Office

  • We compare prices and office cover from our panel of leading insurers
    We compare prices and office cover from our panel of leading insurers
  • Instant quotations - cover and policy documents in minutes
    Instant quotations - cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
    Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from Office and Business Insurance specialists
    Expert advice from Office and Business Insurance specialists
  • 24 Hour Claims Helpline
    24 Hour Claims Helpline
  • Personal – Digital servicing AND your own dedicated insurance professional
    Personal – Digital servicing AND your own dedicated insurance professional

Office Contents Claims Example

Office Contents Claims Example

A clients’ taxi office is destroyed by fire which emanated from an adjoining factory premises. £35,000 contents is destroyed including the IT and telephony equipment used to run the entire fleet of vehicles. Insurers make an immediate interim payment to allow the client to purchase new equipment and set up in temporary premises.
The office insurance policy not only provided protection for the lost equipment and contents, but also business interruption cover for additional costs and expenses and loss of revenue.

How Much Does Office Insurance Cost?

How Much Does Office Insurance Cost?

As cover is tailored specifically for your individual requirements, annual cover can begin from as little as £50.00 + IPT (insurance premium tax), for a small level of contents only. Package policies including contents and liability risks usually start from £200.00 + IPT. One of our advisors will be able to provide a quotation for you in a matter of minutes’ advice as well as expert advice to help you find the right policy for your business.

How Much Office Cover Do I Need?

How Much Office Cover Do I Need?

Any business, but particularly startups or growing businesses, should ensure that sums insured are reviewed on a regular basis. It is easy to quickly accumulate a significant amount of computer or other specialist equipment and it is important that your level of cover is sufficient for your needs. Public Liability or Professional Indemnity limits may also be driven by a contractual or regulatory requirement.