Office Insurance provides a suite of cover which can encompass all the requirements of an office based business, from legal liabilities to computer, contents and property risks.
Cover can also be extended to work away from the premises including electronic items such as laptops or tablets.
If your business has any employees, you are required by law to purchase employers’ liability insurance.
Whilst there is no legal requirement to purchase other covers to protect contents, IT equipment or other liabilities such as professional indemnity or public liability, failure to do so will leave your business highly exposed to significant potential claims or losses.
At Insync we have access to over 10 of the UK’s leading business insurance providers. Our expert advisors will take the time to understand your business and its specific requirements before comparing cover and prices from our panel of insurers, helping you find the right level of cover at the right price.
Cover for all types of office location – High Street, Office Blocks, serviced or shared offices
Any type of profession or trade
Single or multiple location cover
Sole Trader, Partnerships, LLP and Limited Companies
Non-standard construction offices (flat roof or timber construction)
Office Contents, Computers, fixtures & fittings
Laptop, tablet, mobile phone or specialist equipment away from the office
Employee dishonesty protection
Business Interruption (loss of fee income)
Legal liabilities up to £25m Indemnity (Public Liability & Employers Liability)
Legal Expenses, Business Travel & Personal Accident options
Professional Indemnity & Management Liability options
We compare prices and office cover from our panel of leading insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Office and Business Insurance specialists
Expert Medical Legal and Claims Support
Personal – Digital servicing AND your own dedicated insurance professional
A clients’ taxi office is destroyed by fire which emanated from an adjoining factory premises. £35,000 contents is destroyed including the IT and telephony equipment used to run the entire fleet of vehicles. Insurers make an immediate interim payment to allow the client to purchase new equipment and set up in temporary premises.
The office insurance policy not only provided protection for the lost equipment and contents, but also business interruption cover for additional costs and expenses and loss of revenue.
As cover is tailored specifically for your individual requirements, annual cover can begin from as little as £50.00 + IPT (insurance premium tax), for a small level of contents only.
Package policies including contents and liability risks usually start from £200.00 + IPT. One of our advisors will be able to provide a quotation for you in a matter of minutes’ advice as well as expert advice to help you find the right policy for your business.
Any business, but particularly startups or growing businesses, should ensure that sums insured are reviewed on a regular basis.
It is easy to quickly accumulate a significant amount of computer or other specialist equipment and it is important that your level of cover is sufficient for your needs. Public Liability or Professional Indemnity limits may also be driven by a contractual or regulatory requirement.
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business