Unlike some other providers we can provide cover for a fully array of occupations including manual trades. We can also cover sports and recreational activities – our goal is to give you the cover you need, not hide behind the small print! 

Whether you work behind a desk, in construction, or personal security in a potential terrorist hotspot - we can tailor a policy that meets your needs.

Medical malpractice, also known as medical indemnity insurance, provides cover against claims for professional negligence, acts or omissions in the course of your professional healthcare duties. 

Typical reported claims can include misdiagnosis, injury, or mental or physical harm to a patient. In many cases these are accusations which can be defended by the insurer thus protecting our client’s reputation.

Our personal accident cover is split into two key areas: 

1. Capital Benefits providing lump sum payments for life changing events such as accidental death, paraplegia, quadriplegia or permanent disablement as well as permanent loss of limbs, sight, hearing or speech. 

2. Weekly Benefits which will assist in replacing lost income for the period your are unable to work following an accident allowing you to keep mortgage and rental payments up-to-date. We can also extend cover for sickness subject to underwriter acceptance.