Personal Accident Insurance

Protect your business with personal accident, sickness, and liability insurance for self-employed business owners

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Repeatedly awarded the Platinum Trusted Service Award by Feefo for consistently delivering excellent customer service.

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Review prices from a panel of insurers in minutes, saving you time as well as money. Receive instant advice from our team of Business Insurance Experts.

Accident and Injury Insurance with a difference

Unlike some other providers we can provide cover for a fully array of occupations including manual trades. We can also cover sports and recreational activities – our goal is to give you the cover you need, not hide behind the small print! 

Whether you work behind a desk, in construction, or personal security in a potential terrorist hotspot – we can tailor a policy that meets your needs.

What does Personal Accident Insurance cover?

Our personal accident cover is split into two key areas:

1. Capital Benefits providing lump-sum payments for life changing events such as accidental death, paraplegia, quadriplegia or permanent disablement as well as permanent loss of limbs, sight, hearing or speech.

2. Weekly Benefits which will assist in replacing lost income for the period you are unable to work following an accident allowing you to keep mortgage and rental payments up-to-date. We can also extend cover for sickness subject to underwriter acceptance.

What types of activities are generally considered hazardous and should be disclosed ?

We are happy to consider cover for all types of activities, generally we would consider taking part in the following to be hazardous, although this is not an exhaustive list and we would suggest you speak to one of our advisors to confirm your individual requirements:

Aviation, boxing, caving, climbing or mountaineering, football, hang-gliding, jet-skiing, martial arts, parachuting, pot-holing, rugby, winter sports, off-piste skiing, snowboarding, underwater diving, water sports, riding or driving in any form of race, trial or competition

How long is cover provided for under accident insurance weekly benefit?

For under the temporary total disablement section we provide the agreed weekly benefit for up to two years (104 weeks). Should sickness cover be agreed, then cover is provided for one year (52 weeks)

Why choose insync for Personal Accident insurance?

In today’s digital world, business has evolved, so why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Beauty Professionals throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!

start your quote today

Brilliant Agent

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The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

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Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer


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Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.