Personal Accident Insurance
Protect your business with personal accident, sickness, and liability insurance for self-employed business owners
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Accident and Injury Insurance with a difference
Unlike some other providers we can provide cover for a fully array of occupations including manual trades. We can also cover sports and recreational activities – our goal is to give you the cover you need, not hide behind the small print!
Whether you work behind a desk, in construction, or personal security in a potential terrorist hotspot – we can tailor a policy that meets your needs.
What does Personal Accident Insurance cover?
Our personal accident cover is split into two key areas:
1. Capital Benefits providing lump-sum payments for life changing events such as accidental death, paraplegia, quadriplegia or permanent disablement as well as permanent loss of limbs, sight, hearing or speech.
2. Weekly Benefits which will assist in replacing lost income for the period you are unable to work following an accident allowing you to keep mortgage and rental payments up-to-date. We can also extend cover for sickness subject to underwriter acceptance.
What types of activities are generally considered hazardous and should be disclosed ?
We are happy to consider cover for all types of activities, generally we would consider taking part in the following to be hazardous, although this is not an exhaustive list and we would suggest you speak to one of our advisors to confirm your individual requirements:
Aviation, boxing, caving, climbing or mountaineering, football, hang-gliding, jet-skiing, martial arts, parachuting, pot-holing, rugby, winter sports, off-piste skiing, snowboarding, underwater diving, water sports, riding or driving in any form of race, trial or competition
How long is cover provided for under accident insurance weekly benefit?
For under the temporary total disablement section we provide the agreed weekly benefit for up to two years (104 weeks). Should sickness cover be agreed, then cover is provided for one year (52 weeks)
Why choose insync for Personal Accident insurance?
In today’s digital world, business has evolved, so why hasn’t your insurance broker?
We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Beauty Professionals throughout the UK.
Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!
Exclusive FREE Benefits for all customers
At Insync we are totally focused on providing not just the correct cover at a superb price but as importantly, a fantastic customer experience.
As part of this experience and as a thank you for taking out your policy with Insync, we will give you access to our exclusive benefits platform, Insync Benefits.
This is completely FREE to you, giving you unbelievable discounts and offers from some of the biggest high street brands.