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Directors and Officers Insurance

Comprehensive Directors and Officers cover, tailored to suit any business type

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Expert Advice for D&O insurance

Insync can compare Directors and Officers insurance quotes from 5+ of the UK’s leading insurers. Your quotation will be supported by expert advice from our team of UK-based D&O insurance experts. What’s more, you will be allocated a dedicated Account Executive who will handle your policy throughout the life of your policy.

Group of directors sat at board table

What is Directors and Officers Insurance?

Directors and Officers Insurance, or D&O Insurance, provides personal liability protection for the directors and officers of a limited company. Personal claims can occur against individual directors, or all board members, where they have acted (or are accused of acting) without property authority, or have breached part of the Companies Act.

As a director within a limited company, you are in the decision-making seat alongside other directors and management. As such, these individuals may be held personally responsible for certain losses.

D&O cover can be purchased in isolation or as part of a comprehensive management liability policy which will include additional protection for Employment Practices Liability and entity cover for the business itself.

Why do I need D&O and Business insurance?

As one of the highest positions of power in a company, a director is often celebrated when the company is successful but also has to face scrutiny when things don’t go as planned.

As such, as a director or officer, you have specific duties, responsibilities and powers associated with the position. If you are found to have acted outside of the job description or have appeared to be negligent, you may be faced with a civil, criminal or regulatory penalty.

Due to the high-risk decisions by directors as individuals, Director and Officer Insurance will protect you as an individual.

Directors and Officers insurance can cover you against

  • Breach of trust
  • Breach of duty
  • Neglect or error
  • and many more.

These are all cases which are not usually covered by standard Business Insurance.

Do I need Directors and Officers Insurance?

If you are a company director or an officer such as a company secretary, you have a personal responsibility and liability for your actions.

Without adequate Directors and Officers Insurance, you could find yourself on the wrong end of costly litigation or compensation claims. Similarly, you could be subject to fines from shareholders, third parties or regulators such as the Health and Safety Executive (HSE).

While accusations can later be disproven, without adequate insurance protection you would be left to manage the process and any associated costs independently. As such, D&O cover can protect your personal finances from these claims.

Why choose insync for Directors and Officers insurance?

In today’s digital world, business has evolved, So why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for businesses throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need. Farewell to the slow, outdated and inefficient way business insurance is traditionally arranged!

Directors and Officers Insurance

  • Specialist cover for Limited Companies, Charities, Clubs or Associations
  • Any One Claim Limits, with no limitation on number of claims that can be made in any period of insurance
  • Directors and Officers (D&O), Trustees Liability
  • Indemnity levels up to £5m+
  • Infringement of copyright and pollution extensions
  • Cyber Liability, Infringement of copyright and pollution extensions
  • Free Legal & Regulatory advice from industry specialists
  • Option to include legal liabilities up to £25m Indemnity (Public & Employers Liability)
  • Legal Expenses, Business Travel & Personal Accident options
  • Option to include Regulatory Body Hearings cover
  • Optional Professional Indemnity Insurance

Insync for Directors and Officers Insurance

  • We compare prices and cover from our panel of leading insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from D&O insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Directors and Officers Insurance

  • Specialist cover for Limited Companies, Charities, Clubs or Associations
  • Any One Claim Limits, with no limitation on number of claims that can be made in any period of insurance
  • Directors and Officers (D&O), Trustees Liability
  • Indemnity levels up to £5m+
  • Infringement of copyright and pollution extensions
  • Cyber Liability, Infringement of copyright and pollution extensions
  • Free Legal & Regulatory advice from industry specialists
  • Option to include legal liabilities up to £25m Indemnity (Public & Employers Liability)
  • Legal Expenses, Business Travel & Personal Accident options
  • Option to include Regulatory Body Hearings cover
  • Optional Professional Indemnity Insurance

Insync for Directors and Officers Insurance

  • We compare prices and cover from our panel of leading insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover and monthly payments – just pay for the sections you need
  • Expert advice from D&O insurance specialists
  • Personal – Digital servicing AND your own dedicated insurance professional

Brilliant Agent

The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.