Public Liability Insurance
Compare Public Liability Insurance for your business. Tailored Insurance packages and cover from as little as £50.00 per year
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What is Public Liability Insurance
Public Liability Insurance for businesses provides cover for legal costs of compensation claims for third-party injury, illness, accidental death, property damage or loss made by members of the general public, or other third parties.
Sometimes, no amount of risk-management can prevent accidents – that’s what makes them accident, but it’s also this that makes Public Liability insurance such an essential element of business insurance cover.
Public Liability insurance will cover you in a range of scenarios. For example, a member of the public slips on a wet floor at your business premises and cracks their back or coccyx. The individual is self-employed and sues your business and makes a compensation claim for their loss of earnings and medical fees.
Some claims can be as a more direct result of your actions, such as drilling through a pipe or dropping a hammer and cracking a glass table or expensive flooring. Essentially, all types of Public Liability claim will relate to incidents that occur in connection with your business activities; i.e. as a result of the actions of you or your employees.
Public Liability Insurance – Do I need it?
While Public Liability Insurance is not a legal requirement; most businesses will come into contact with clients, or members of the public, in the course of their daily business. Whether people visit your business premises, or you visit client sites, Public Liability cover comes highly recommended as claims can occur at any time.
Unfortunately, while a business owner can carry out rigorous health and safety measures, you still cannot predict all accidents. Any job which is undertaken, appointment or walk-in customer you have poses a financial risk to your business without Public Liability cover.
On any site visit or job, several things could go wrong from a slip, trip or fall to accidental damage to personal property – the cost of which might be far beyond anything you would have anticipated paying out. This is particularly the case for a small business that typically will not have the funds to address damage claims without taking a large financial hit.
In many cases, client contracts will also require you to provide proof of public liability insurance cover to a specific indemnity limit before the commencement of a particular job. At Insync, our specialist team will be able to find the right level of cover to suit your business needs.
Compare Public Liability Insurance
Comparing business insurance and public liability quotes couldn’t be easier! Simply enter a few brief details about your business, and our secure online system will compare liability quotations and cover from up to 10 of the UK’s leading commercial insurers. Equally, our team of business insurance experts will be able to compare public liability insurance for you over the phone and provide expert help and advice.
You can purchase your business insurance policy online and instantly receive policy documents in a matter of minutes – simple, easy and affordable! Whether you’re a sole trader, partnership, small business, limited company, or anything else, a Public Liability Insurance policy can provide peace of mind to businesses.
Why choose insync for Public Liability insurance?
In today’s digital world, business has evolved, so why hasn’t your insurance broker?
We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for Beauty Professionals throughout the UK.
Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need and the slow, outdated and inefficient way business insurance is traditionally arranged!
Public Liability Insurance
As business insurance experts, our Public Liability cover can be tailed to your specific requirements and business activities, and we compare public liability from 5 leading insures.
Why choose Insync for Public Liability Insurance
Public Liability Insurance
You only pay for the specific areas of cover required leaving more of your funds for good causes.As business insurance experts, our Public Liability cover can be tailed to your specific requirements and business activities, and we compare public liability from 5 leading insures. You only pay for the specific areas of cover required leaving more of your funds for good causes.
Why choose Insync for Public Liability Insurance
Exclusive FREE Benefits for all customers
At Insync we are totally focused on providing not just the correct cover at a superb price but as importantly, a fantastic customer experience.
As part of this experience and as a thank you for taking out your policy with Insync, we will give you access to our exclusive benefits platform, Insync Benefits.
This is completely FREE to you, giving you unbelievable discounts and offers from some of the biggest high street brands.
Frequently
Asked Public Liability Insurance
Questions
We have prepared a list of the questions we are regularly asked by Customers before and after buying a policy.
If you need further help we are always available.