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Public Liability Insurance

Compare Public Liability Insurance for your business. Tailored Insurance packages and cover from as little as £50.00 per year.

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What is Public Liability Insurance?

Public Liability Insurance for businesses provides cover for legal costs of compensation claims for third-party injury, illness, accidental death, property damage or loss made by members of the general public, or other third parties.

Sometimes, no amount of risk management can prevent accidents. That’s what makes them accidents. This is what makes Public Liability insurance such an essential element of business cover.

Public Liability insurance will cover you in a range of scenarios. For example, a member of the public slips on a wet floor at your business premises and is injured. The individual is self-employed and sues your business and makes a compensation claim for their loss of earnings and medical fees.

Some claims can be a more direct result of your actions, such as accidentally drilling through a pipe or dropping a hammer on expensive tiles. Essentially, Public Liability claims will relate to incidents that occur in connection with your business activities, or as a result of the actions of you and your employees.

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Public Liability Insurance – Do I need it?

While Public Liability Insurance is not a legal requirement, it is useful. Most businesses will come into contact with clients or members of the public during their daily business. Whether people visit your business premises, or you visit client sites, Public Liability cover comes highly recommended as claims can occur at any time.

While a business owner can carry out rigorous health and safety measures, not all accidents can be predicted or prevented. Losses come in all shapes and sizes, from a slip, trip or fall to accidental damage to personal property. Sometimes, the cost of these losses might be far beyond anything you would have anticipated paying out.

In many cases, client contracts may require proof of Public Liability Insurance cover to a specific indemnity limit before the commencement of work. At Insync, our specialist team will be able to find the right level of cover to suit your business needs.

Compare Public Liability Insurance

Comparing business insurance and Public Liability quotes couldn’t be easier! Simply enter a few brief details about your business, and our secure online system will compare liability quotations and cover from up to 10 of the UK’s leading commercial insurers. Equally, our team of business insurance experts will be able to compare Public Liability insurance for you over the phone and provide expert help and advice.

You can purchase your business insurance policy online and instantly receive policy documents in a matter of minutes. It’s that simple, easy and affordable! Whether you’re a sole trader, partnership, small business, limited company, or anything else, a Public Liability Insurance policy can provide peace of mind to businesses.

Why choose insync for Public Liability insurance?

In today’s digital world, business has evolved. So, why hasn’t your insurance broker?

We’re one of the UK’s fastest-growing insurance providers, offering exclusive schemes and facilities for businesses throughout the UK.

Say goodbye to one-size-fits-all business policies that have you paying for extras you don’t need. Farewell to the slow, outdated and inefficient way business insurance is traditionally arranged!

Public Liability Insurance

As business insurance experts, our Public Liability cover can be tailed to your specific requirements and business activities, and we compare public liability from 5 leading insures. 

  • Cover for tradesman/tradeswoman, manufacturers, mobile or homeworkers
  • Cover for small and medium-sized businesses
  • Cover for legal fees and compensation costs
  • Sole traders, Partnerships and Limited Companies
  • Includes cover for sub-contractors
  • Legal fees and compensation payouts
  • Cover for employees or temporary workers
  • Optional Employers Liability Cover
  • Product Liability as standard
  • Specialist or High-risk trade experts
  • Optional Legal Expenses and Personal Accident cover

Why choose Insync for Public Liability Insurance

  • We compare prices and cover from leading liability insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from liability insurance specialists
  • Legal expense cover
  • Personal – Digital servicing AND your own dedicated insurance professional

Public Liability Insurance

You only pay for the cover you need. No expensive or unnecessary add-ons. As business insurance experts, our Public Liability cover can be tailored to your specific requirements and business activities.

  • Cover for trades, manufacturers, mobile or homeworkers
  • Cover for small and medium-sized businesses
  • Cover for legal fees and compensation costs
  • Sole traders, Partnerships and Limited Companies
  • Includes cover for sub-contractors
  • Legal fees and compensation payouts
  • Cover for employees or temporary workers
  • Optional Employers Liability Cover
  • Product Liability as standard
  • Specialist or High-risk trade experts
  • Optional Legal Expenses and Personal Accident cover

Why choose Insync for Public Liability Insurance

  • We compare prices and cover from leading liability insurers
  • Instant quotations – cover and policy documents in minutes
  • Flexible cover & monthly payments – just pay for the sections you need
  • Expert advice from liability insurance specialists
  • Legal expense cover
  • Personal – Digital servicing AND your own dedicated insurance professional

Brilliant Agent

The agent made it very easy and efficient setting up my comprehensive insurance.

She was pleasant, polite and reassuring for a new customer like myself.

I would want her representing my company for sure.
ian Smith
Valued Customer

Look No Further, Contact Insync.

Friendly, professional and reliable. Quick response and very knowledgeable.

Great customer service all round, with services and insurance covers that will give you peace of mind.

I highly recommend them.
Darren Dibble
Valued Customer

Outstanding!

Amazing service. They kept in contact and made sure I completed everything.

Very lovely man, nice and chatty made me feel comfortable would recommend.
Demi Lambkin
Valued Customer

Exclusive FREE Benefits for all customers

At Insync, we are dedicated to delivering to our customers not only superb prices but a satisfying customer experience.

As a thank you for joining us, our customers can enjoy access to our exclusive benefits platform, Insync Benefits.

This is entirely free to our customers. Our Insync Benefits platform provides you with discounts and offers from some of the biggest high street brands.

Frequently
Asked Public Liability Insurance
Questions

We have prepared a list of the questions we are regularly asked by customers before and after buying a policy.

If you need further help, we are always happy to offer advice.

The cost of Public Liability cover depends on your profession, the type of work you do, and the frequency that this work is done.

Premiums for liability insurance start from as little as £50 (plus insurance premium tax) for sole traders or sole directors. However, the cost of Public Liability can vary based on your specific business activities and location. The cost may also depend on your previous claims history. Speak to one of our business insurance advisors for your personalised insurance quote.

Sometimes, when purchasing Public Liability online, you might come across a price that seems too good to be true. Unfortunately, that is often the case, and cheap public liability policies can be just that: cheap and not fit for purpose. Luckily, that’s where our specialist team steps in. We can make sure your business has the right level of tailored cover at the right price.

Each policy has the potential to be different. Typically, your policy will cover you for all locations you are carrying out work. Most Public Liability Insurance policies are restricted to UK work, as standard. However, if you carry out work outside of the UK, cover can usually be extended for you. Our business insurance team can organise Public Liability insurance for a range of locations, so you can have peace of mind that you are covered for accidents wherever you’re working.

Whether it’s a private or government contract, there may be times when you need to provide proof of your Public Liability Insurance. You may need to provide this proof either before you start the work, or before you get paid. You may also need to provide evidence of Public Liability cover for construction site access or when attending events where the venue owner requires you to have a specific indemnity limit beforehand.

Proof of Public Liability Insurance may come in the form of a copy of your policy or a schedule of insurance. These will be available to you immediately after you have confirmed and arranged your policy.