Recruitment Agency Insurance

Professional Indemnity and/or full business insurance packages for staff and recruitment agencies.

Professional Indemnity and/or full business insurance packages for staff and recruitment agencies.

Our specialist recruitment agency insurance has been designed in conjunction with leading recruiters, allowing cover to be tailored to your individual requirements.

Dealing with contracts, placing full, part-time or agency staff, dealing with reference and employment check are just some of the unique risks, and it is important that your recruitment insurance policy protects all aspects of your business.


What is Recruitment Agency Insurance?

Recruitment agency insurance consists of a single comprehensive policy which can cater for all the risks involved in running a recruitment firm or consultancy. Unlike some other providers, our recruitment insurance scheme provides Vicarious Liability as standard, providing protection where your agency is responsible for negligence of temporary, or agency, staff.

Need Specialist Recruitment Agency Insurance?

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Recruitment Insurance Cover

  • Professional Indemnity – covering full civil liability and negligence claims against you, or your firm. This will include allegations as to poor performance of placed personnel, misrepresentation and/or the suitability of candidates. Cover limits are available from £100k to £10m+. As well as professional negligence, cover includes breach of confidentiality and privacy, Intellectual property infringement, defamation, breach of contract and/or employee dishonesty.
  • Vicarious Liability – an extension of your professional indemnity insurance, providing protection where you are vicariously liable for the actions of the staff you place. Typically, this will be in respect of temporary staff where they may be acting under the supervision or control of your recruiting firm.
  • Public Liability – protection against your legal liability for injury, or damage to property, following the actions of you, a member of staff, or a temporary worker, which you have placed.
  • Employers Liability – covering your legal liability against injury or illness to a member of staff, or temporary worker, for whom you are responsible, in connection with your business.
  • Cyber Insurance Liability – as a professional recruitment firm you handle data, including sensitive data, on a daily basis. Should this data fall into the wrong hands (data breach) through staff error or a hacker attack, you could be subject to substantial third party claims for financial loss and/or first party claims for loss of income and IT system restoration.
  • Drivers’ Negligence – If your business places professional drivers you may be held responsible for the actions of an agency driver. Drivers negligence provides cover for accidental damage to a client’s vehicle caused by your placed driver.
  • Office Insurance – Business contents and equipment including computers, laptops and tablets at, or away from, the office. Cover can be extended to include business interruption for loss of profits following a claim.
  • Directors and Officers (Management Liability) – For personal claims against individual directors as a result of their actions as an officer of the firm (for example an alleged breach of the Companies Act). Cover also extends to employment disputes, such as sexual harassment or unfair dismissal.

Why Insync for Recruitment Cover?

  • Specialist recruitment agency wording with vicarious liability cover as standard
  • All agencies covered including medical and nursing agencies
  • High risk placements including off-shore and defence firms
  • Instant quotations - cover and policy documents in minutes
  • Flexible cover & interest free monthly payments – just pay for the sections you need
  • Expert advice from recruitment Indemnity Insurance specialists
  • Personal – Digital servicing AND your own dedicated Account Manager
Recruitment Claims Example
One of your team types the incorrect address for a starting placement of 20 temporary workers for an event. The staff arrive in the wrong location, causing the event to be delayed by two hours and you receive a claim in excess of £75k for negligence and costs.
How much recruitment Consultants Professional Indemnity Insurance Do I Need?
You know your agency better than anyone, take some time thinking about the largest contracts and placements you undertake and the potential losses which could be incurred. Limits of indemnity can also be influenced by current, or previous, contractual requirements.
How much does Recruitment Agency Insurance cost?
Premiums are based on your individual business activities, but key rating factors include:
  • Annual fee income
  • Limit of Indemnity required (from £100k to £10m+ available)
  • Size of largest contract and salary placement
  • Type of placements (permanent, temporary or agency staff)
  • Whether your clients are responsible for Direction, Supervision and Control of placed staff
Insync Insurance Solutions Ltd
9 Albany Park, Cabot Lane
Poole, Dorset BH17 7BX

t. 0330 1240730
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© Insync Insurance Solutions Ltd 2018 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk