Our specialist recruitment agency insurance has been designed in conjunction with leading recruiters, allowing cover to be tailored to your individual requirements.
Dealing with contracts, placing full, part-time or agency staff, dealing with reference and employment check are just some of the unique risks, and it is important that your recruitment insurance policy protects all aspects of your business.
Recruitment agency insurance consists of a single comprehensive policy which can cater for all the risks involved in running a recruitment firm or consultancy.
Unlike some other providers, our recruitment insurance scheme provides Vicarious Liability as standard, providing protection where your agency is responsible for negligence of temporary, or agency, staff.
One of your team types the incorrect address for a starting placement of 20 temporary workers for an event.
The staff arrive in the wrong location, causing the event to be delayed by two hours and you receive a claim in excess of £75k for negligence and costs.
Covering full civil liability and negligence claims against you, or your firm. This will include allegations as to poor performance of placed personnel, misrepresentation and/or the suitability of candidates. Cover limits are available from £100k to £10m+. As well as professional negligence, cover includes breach of confidentiality and privacy, Intellectual property infringement, defamation, breach of contract and/or employee dishonesty.
An extension of your professional indemnity insurance, providing protection where you are vicariously liable for the actions of the staff you place. Typically, this will be in respect of temporary staff where they may be acting under the supervision or control of your recruiting firm.
Protection against your legal liability for injury, or damage to property, following the actions of you, a member of staff, or a temporary worker, which you have placed.
Covering your legal liability against injury or illness to a member of staff, or temporary worker, for whom you are responsible, in connection with your business.
If your business places professional drivers you may be held responsible for the actions of an agency driver. Drivers negligence provides cover for accidental damage to a client’s vehicle caused by your placed driver.
Business contents and equipment including computers, laptops and tablets at, or away from, the office. Cover can be extended to include business interruption for loss of profits following a claim.
For personal claims against individual directors as a result of their actions as an officer of the firm (for example an alleged breach of the Companies Act). Cover also extends to employment disputes, such as sexual harassment or unfair dismissal.
As a professional recruitment firm you handle data, including sensitive data, on a daily basis. Should this data fall into the wrong hands (data breach) through staff error or a hacker attack, you could be subject to substantial third party claims for financial loss and/or first party claims for loss of income and IT system restoration.
Specialist recruitment agency wording with vicarious liability cover as standard
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from Medical Malpractice Insurance specialists
Expert Medical Legal and Claims Support
Personal – Digital servicing AND your own dedicated insurance professional
You know your agency better than anyone, take some time thinking about the largest contracts and placements you undertake and the potential losses which could be incurred. Limits of indemnity can also be influenced by current, or previous, contractual requirements.
Traditionally, obtaining a quotation for medical malpractice cover could be a slow and painful process. The good news is that we have developed a simple process that will enable us to compare indemnity cover from up to 5 of the UK’s leading malpractice insurers.
One of our dedicated medical professions advisors will take complete ownership of your case and work with you so that we can build a clear understanding of your expertise and procedures undertaken to our insurer partners – generally this can all be completed electronically.
We will also require a “letter of good standing” from your current provider / union which serves as a record of your claims history. We will then engage face-to-face discussions on your behalf to obtain the best possible terms, before reverting to you with our recommendations.
Premiums are based on your individual business activities, but key rating factors include:
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business