Specialist cover for High Street shops to purpose built shopping centre locations
Owner occupied or leasehold retail businesses
Cover for all types of shops from grocers ,bakers and off-licences to bookmakers
Cover available for non-standard construction (flat roof or timber frame)
Shop glass and shop front cover
Money cover and/or cash machines
Public liability as a shopkeeper
Products liability for goods being sold
Employers liability covering legal liability for staff
Business interruption (loss of profits)
We compare prices and cover from our panel of leading shop insurers
Instant quotations - cover and policy documents in minutes
Flexible cover & monthly payments – just pay for the sections you need
Expert advice from liability insurance specialists
Personal – Digital servicing AND your own dedicated insurance professional
A mini-supermarket suffered a fire following an electrical fault in an overloaded circuit board. The entire shop was severely smoke damaged and all stock was lost.
Total claim for replacement contents, fixtures and fittings, stock and business interruption, which covered fixed costs and expenses and loss of profits whilst the business recovered from the loss, totalled in excess of £50k.
Whilst retailers insurance packages start from as little as £150 (plus insurance premium tax), each policy is individually tailored to your specific business requirements.
Typically insurer premiums will be impacted by:
• Location of the shop (including postal code)
• Type of business and goods being sold
• Sums insured (contents, stock etc.)
• Trading experience and previous claims history
• Sections of cover required
As with the items your business retails, quality will play a part in the cost of your policy. It is important to compare cover levels, sums insured and any insurer requirements, such as security or alarm requirements, to ensure that the cover is suitable for your individual needs.
That is not to say that the most expensive policy will be the best either! – Utilise the skills and advice of a specialist insurance advisor such as Insync, they will help you find the right level of cover at the right price.
© Insync Insurance Solutions Ltd 2020 All rights reserved. Insync Insurance Solutions Ltd is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Privacy Notice | Terms Of Business